What makes us different from other New Mexico mortgage lenders is our commitment to friendly personal attention to each and every customer and their mortgage needs. Not only do we make the entire lending process easier, faster and more efficient. With our large range of loan programs we can give you the means to proceed with your dreams, for far less than you anticipated!
Rather it be a new home purchase, new home construction or a refinance of a current mortgage find out why New Mexico has turned to us for all their Mortgage needs for the last 16 years. Elite Financial Mortgage is an Albuquerque New Mexico based Mortgage Lender providing loans for new home purchases, refinance, home equity and credit challenged borrowers.
Rather it be a new home purchase, new home construction or a refinance of a current mortgage find out why New Mexico has turned to us for all their Mortgage needs for the last 16 years. Elite Financial Mortgage is an Albuquerque New Mexico based Mortgage Lender providing loans for new home purchases, refinance, home equity and credit challenged borrowers.
Services
About Us
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Located in Albuquerque and founded by experienced professionals with a vision that lending could be done better, Elite Financial Mortgage has developed an excellent track record in mortgage and home equity lending. What makes us different from other New Mexico mortgage lenders is our focus on the customer - and on providing the best possible service.
Home Purchase
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That's why it's important that you properly plan and understand home buying process. Our specially trained Home Loan Consultants help assess your individual needs, analyze the variety of loan options to you, explain each program along with rates, terms, advantages and disadvantages, and help you make the best decision based on your situation.
Refinance
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You may decide to refinance to accomplish a variety of goals, but for some basic reasons: To save money by getting a lower interest rate or to save money by using a tax-deductible loan (the refinance) to pay off non-tax-deductible debt. Lower their cost of debt by converting non-tax-deductible debt, such as credit cards or car loans, to tax-deductible mortgage debt.
New Construction
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Our most popular product is the One Time Close construction loan, which allows the closing on the construction loan and the permanent mortgage at the same time. This eliminates the need for borrower to re qualify when project is complete, closing costs and setup fees are only paid once and secures the interest rate on the permanent mortgage for up to 360 days.
Home Equity
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Home equity loans or lines of credit are a smart way to borrow money because the interest rate is often significantly lower than other types of consumer loans. What's more, the interest on your loan is typically tax-deductible. Potential tax-savings the interest you pay may be fully tax-deductible which further reduces your cost of borrowing.
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