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Hampton Roads Legal Services
You may need to file a bankruptcy to get a fresh start. Bankruptcy can help you to get rid of those old debts you can no longer afford to pay. Once you file a bankruptcy, your creditors will not be able to contact you or take or continue any collection action, like a garnishment. If you have the ability to pay off your debts, except your mortgage, in 3 to 5 years, you should do that.

However, if you are being garnished, you may want to file a bankruptcy and pay your creditors back under the protection of the bankruptcy court. You may not need to file a bankruptcy at this time. If you make less than $300 a week before any deductions, your creditors cannot garnish your wages. They can, however, garnish or seize any money that you have in a bank or credit union.
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About Our Firm
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Virginia Beach Lawyer Focusing on Bankruptcy and Family Law, Serving the South-side, Peninsula, and Eastern Shore. Attorney Edrie Pfeiffer has been helping clients in Hampton Roads reach a fresh start through bankruptcy and divorce for almost 20 years. Our office is located in Virginia Beach, but we handle bankruptcy and uncontested divorce for Norfolk, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, and the Eastern Shore.
Practice Areas
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With such a small law office, we like to keep our areas of practice very specific and focused. This allows us to give you the most personal attention possible during your case. Our areas of practice include Chapter 7 bankruptcy, Chapter 13 bankruptcy, divorce, and child custody. Bankruptcy is designed to help individuals become debt-free that would not otherwise be able to do so on their own without severe difficulty and hardship.
Bankruptcy
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Are you buried in debt? Have you fallen behind on your mortgage payments? Maybe you're using credit cards to pay for monthly living expenses so you can make the minimum payments on the credit cards, or perhaps your car is close to repossession. These are all signs that is may be time to file bankruptcy.
Divorce
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If You are Ready to Get A Divorce, We can Assist You to Obtain the Divorce Quickly and Hassle Free. You know those long, drawn-out, dramatic divorces you've seen in the news and the movies? Most divorces are not like that and your divorce most certainly does not need to be like that.

If you and your spouse are able to work together for the sake of ending your marriage quickly and amicably, Hampton Roads Legal Services can help move things along in an efficient way.We're not saying you need to be best friends-there are obviously many intense emotions involved with divorce-but you just need to be able to get through the important details with a little give and take.
Child Custody
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While things may not have worked out with your spouse or significant other, you are still bound by the most important thing in the world to you: your children. One of the hardest, most emotional legal issues involves determining child custody. You want what is best for your child and even if you'd rather not talk to the other parent any more, it has to be done to give your son or daughter a shot at the best life possible.
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