Business Details
Your Trusted Partner for Retirement Financial Planning
Verus Financial Partners specializes in retirement planning and wealth management, prioritizing personalized client relationships and transparent financial strategies. Our team of certified financial planners and tax professionals delivers customized solutions through fiduciary-driven financial planning, diversified investment management, and tax advisory services. With a fee-only pricing model, we eliminate conflicts of interest while focusing on long-term financial security for individuals and families with significant investable assets. Our collaborative approach combines technical expertise with compassionate service, ensuring clients receive both strategic guidance and emotional support throughout their financial journey. Backed by rigorous market analysis and risk assessment, we optimize portfolios to align with individual retirement goals while maintaining tax efficiency.As a fiduciary, we uphold the highest ethical standards, placing client interests above all institutional considerations. Our comprehensive services address retirement timing, estate planning, education funding, and intergenerational wealth transfer, supported by ongoing portfolio monitoring and client education. Through initial no-cost consultations, we establish trust-based partnerships that evolve alongside clients' changing life circumstances. Our commitment to transparency extends to clear communication about investment performance, fee structures, and potential market risks. By integrating financial planning with tax strategy, we help clients navigate complex economic landscapes with confidence and clarity.
Services
Financial Planning
Investment Management
Tax Advisory
Retirement Planning
Estate Planning
Portfolio Optimization
Tax Strategy
Wealth Transfer Planning
Risk Assessment
Market Analysis
Highlights and features
- We operate as fiduciaries with transparent fee-only pricing
- Our team includes CFPs, CPAs, and tax professionals
- We require minimum $1,000,000 investable assets for personalized service
- We provide comprehensive tax advisory services alongside financial planning
- We offer no-cost initial consultations for relationship-first planning
Associations and certifications
- Better Business Bureau (BBB)
Services
Financial Planning
Our financial planning services create comprehensive strategies for retirement and wealth management. Certified planners analyze your assets, goals, and risk tolerance to develop personalized roadmaps for long-term financial security. We address retirement timing, income replacement, and intergenerational wealth transfer while maintaining fiduciary responsibility.
Investment Management
Our investment management focuses on diversified portfolios aligned with retirement objectives. The investment committee evaluates risk-return profiles and market opportunities to optimize asset allocation. We emphasize tax-efficient strategies and cost-effective solutions while maintaining transparent communication about portfolio performance and adjustments.
Tax Advisory
Our tax advisory services integrate certified accounting expertise with financial planning. Professionals develop tax-efficient strategies for charitable giving, Roth conversions, and income timing. We ensure all financial decisions consider current tax implications while maintaining alignment with long-term wealth goals through comprehensive tax preparation services.
Retirement Planning
Specialized retirement planning addresses timing, income sources, and asset optimization. We analyze Social Security strategies, pension options, and withdrawal sequences to maximize retirement income. Our approach combines investment management with tax planning to create sustainable income streams while minimizing tax liabilities throughout retirement years.
Estate Planning
Estate planning services coordinate with legal professionals to ensure smooth wealth transfer. We assess insurance needs, develop gifting strategies, and structure asset distribution plans. Our approach considers tax implications while helping clients create lasting legacies through charitable contributions and family wealth preservation strategies.
People
Dave Kozlowski
President
Certified Financial Planner and Enrolled Agent with extensive retirement planning expertise. Leads strategic direction while maintaining client-focused service standards. Prioritizes fiduciary responsibility and transparent financial guidance.
Ed Hoppe
Senior Vice President
CPA, Personal Financial Specialist, and Certified Financial Planner with specialized tax advisory expertise. Integrates accounting knowledge with comprehensive financial planning to optimize client tax strategies and retirement outcomes.
Julie Waitman
Senior Vice President
Certified Social Compliance Professional and tax planning expert. Oversees compliance operations while providing specialized tax advisory services. Focuses on regulatory adherence and ethical financial practices.
Will Lagos
Senior Vice President
Certified Financial Planner and Chartered Financial Consultant with comprehensive wealth management expertise. Specializes in retirement income strategies and investment portfolio optimization for high-net-worth clients.
Kristin Lindsay
Senior Financial Planner
CPA and Certified Financial Planner combining accounting precision with strategic financial planning. Focuses on tax-efficient wealth management solutions and retirement readiness assessments for clients.
Questions
What financial planning services do you offer?
We provide comprehensive retirement planning, investment management, tax advisory services, estate planning, and wealth transfer strategies tailored to high-net-worth individuals.
What is your minimum investable asset requirement?
We typically work with clients having $1,000,000 or more in investable assets to ensure effective wealth management solutions.
Are you a fiduciary financial advisor?
Yes, we operate as fiduciaries, legally obligated to prioritize client interests above all institutional considerations in our financial planning.
How does your fee-only pricing work?
Our transparent fee-only model eliminates conflicts of interest by not accepting commissions or selling financial products, ensuring objective investment recommendations.
Do you provide tax preparation services?
Yes, our team includes certified tax professionals who offer comprehensive tax preparation and strategic planning services as part of our wealth management approach.
How often do you review investment portfolios?
We conduct regular portfolio reviews with ongoing monitoring, providing quarterly performance reports and adjusting strategies as needed to maintain alignment with financial goals.
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Reviews (2)
Hartwell Rainey
May 11, 2021
Report
After being with them for years, I was very disappointed with Verus this year as true colors were shown brightly. After sharing in a discussion and email about the potential impact of politics and my significant concerns about inflation and the likely negative consequences of the direction the new administration started and pledged to take, I was cancelled by Verus, who gave me 30 days to get my funds out before they literally dumped me and withdrew from being a fiduciary for me and handling my funds. My only hesitation from giving them one star was the individual person handling my funds, who
Bill Shepherd
Dec 23, 2016
Report
The most professional group of Financial planners, who only have the clients best interest when making decisions. Everyone I have recommended to use them has been very happy with their professional advice.
