Business Details
31 Years
experience
Your Trusted Independent Insurance Agency in South Dakota
Puthoff Insurance has served South Dakota since 1995 as a locally-owned independent insurance provider. Acquired in 2019 by long-time employees Jim Knudson and Dave Puthoff, our agency maintains a commitment to personalized service while leveraging decades of combined industry experience. Our team of certified professionals specializes in both personal and commercial insurance solutions, holding membership with Independent Insurance Agencies of South Dakota and recognition as a Trusted Choice Agency. We operate three convenient locations in Watertown, Hartford, and Howard, offering direct access to knowledgeable agents without the need for call centers.Our expertise spans property, liability, life, health, and specialized coverage for agribusinesses and contractors. Through partnerships with top-rated carriers, we deliver tailored insurance packages that balance comprehensive protection with competitive pricing. Our community-focused approach emphasizes transparency, ethical practices, and long-term client relationships built on trust and reliability.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Farm Insurance
Health Insurance
Contractors Insurance
Agri-Business Insurance
Umbrella Coverage
RV Insurance
Details
- Year established: 1995
Highlights and features
- Experienced agents with decades of combined insurance expertise
- Customized solutions from multiple top-rated insurance carriers
- Specialized coverage for agribusinesses and construction contractors
- Three convenient locations serving communities across South Dakota
- Direct access to licensed agents without call center intermediaries
Associations and certifications
- Independent Insurance Agencies of South Dakota
- Trusted Choice Agency
Services
Auto Insurance
Comprehensive auto insurance coverage tailored to individual needs. Offers collision, liability, and gap coverage for standard vehicles, collector cars, motorcycles, and RVs. Includes roadside assistance and property damage protection. Serves both personal and commercial vehicle owners across South Dakota.
Business Insurance
Customized commercial insurance packages for South Dakota businesses. Includes property, liability, workers' compensation, and business owners policies. Specializes in contractor and agribusiness insurance. Protects assets through tailored coverage for restaurants, dealerships, and commercial farms.
Home Insurance
Residential insurance solutions covering homes, condos, and rental properties. Provides protection for structures, personal belongings, and liability claims. Includes additional living expense coverage during repairs. Tailored policies for homeowners' specific risk profiles and property values.
Life Insurance
Financial security planning through life insurance policies. Offers term and permanent coverage options for individuals, families, and business owners. Helps protect dependents against financial hardship. Provides guidance on appropriate coverage amounts and policy types.
Farm Insurance
Specialized insurance for South Dakota farms and agribusinesses. Covers equipment, crops, and commercial farming operations. Includes liability protection for feed dealers and seed suppliers. Tailored policies addressing unique agricultural risks and property exposures.
People
Jim Knudson
Co-Owner
Co-owner with extensive insurance experience since joining Puthoff Insurance in 1995. Specializes in commercial insurance solutions and agency operations. Committed to maintaining personalized service standards through community engagement and professional development.
Dave Puthoff
Co-Owner
Co-owner and long-time agency professional who helped acquire Puthoff Insurance in 2019. Focuses on client relationships and insurance product development. Brings decades of local insurance expertise to serve both personal and commercial policyholders across South Dakota.
Questions
What types of insurance does Puthoff Insurance Agency offer?
We provide auto, home, life, farm, health, and business insurance including specialized coverage for contractors and agribusinesses.
Do you serve areas outside South Dakota?
Our primary service area is South Dakota with three office locations in Watertown, Hartford, and Howard.
Can I get insurance quotes online?
While we recommend speaking directly with an agent, you can request quotes through our website contact form for personalized assistance.
Are your agents licensed professionals?
Yes, our team includes licensed insurance professionals with decades of combined experience in personal and commercial insurance.
What payment methods do you accept?
Please contact our office directly to discuss available payment options for your insurance premiums.
