Business Details
40 Years
experience
Trusted Title and Closing Services in Maine
Since 1986, Cumberland Title has been recognized as the gold standard in title and closing services across Maine. Our experienced team of attorneys, title professionals, and processors specializes in managing every aspect of real estate transactions with precision and efficiency. We prioritize security and transparency by integrating advanced platforms like ClosingLock to verify identities, securely share documents, and ensure safe fund transfers. Our commitment to client education is evident in our detailed explanations of title searches, insurance, and closing procedures, which help buyers and sellers navigate complex transactions confidently.With seven convenient locations and a focus on personalized service, we coordinate all transaction detailsfrom title verification to final documentationto deliver seamless closings. Our dedication to innovation, client satisfaction, and industry-leading practices has solidified our reputation as Maines premier title company.
Services
Title Search
Title Insurance
Closing Services
Escrow Handling
Lien Resolution
Details
- Year established: 1986
Highlights and features
- We offer free title and closing services for properties valued at $600,000+ with an owner's title insurance policy.
- Our team includes experienced attorneys, title abstractors, and processors dedicated to real estate transactions.
- We use ClosingLocks secure platform to protect sensitive transaction data and verify fund transfers.
- Seven convenient locations across Maine ensure accessible service for all clients.
- We provide clear, jargon-free explanations of title searches, insurance, and closing processes.
What people say
Experienced team
Secure transactions
Free services
Client testimonials
Efficient process
Services
Title Search
Our title search service examines public records to confirm property ownership and identify liens or encumbrances. This critical step ensures buyers receive clear, marketable title and protects against future legal disputes. Our professional abstractors meticulously review deeds, mortgages, and court records to provide accurate, reliable results.
Title Insurance
Title insurance safeguards homeowners and lenders from financial losses due to hidden title defects. We offer owners policies that cover risks like fraud, liens, and ownership disputes. This one-time premium ensures lifelong protection, giving clients peace of mind throughout their homeownership journey.
Closing Services
We manage all aspects of real estate closings, including document preparation, fund disbursement, and finalizing agreements. Our team coordinates with lenders, agents, and parties to ensure compliance with legal requirements. From scheduling to recording deeds, we deliver efficient, error-free closings tailored to client needs.
Escrow Handling
Our escrow services securely hold funds and documents until transaction conditions are met. This includes managing property tax and insurance reserves for lenders. By maintaining strict compliance with escrow agreements, we ensure all parties meet obligations while protecting financial interests throughout the transaction.
Lien Resolution
We identify and resolve property liens to ensure clear title transfer. This involves negotiating with creditors, verifying payoff amounts, and facilitating payments. Our expertise in lien discharge prevents delays, allowing smooth transactions and unencumbered property ownership for buyers.
People
Thomas E. Schoening III
Attorney and Owner
With decades of legal expertise, Thomas leads Cumberland Titles operations, ensuring compliance and client satisfaction in all transactions.
Samantha R. Tibbetts
Attorney and Manager
Samantha oversees Augusta office operations, providing legal guidance and ensuring precision in title and closing processes.
Susan R. Bagley
General Manager
Susan manages day-to-day operations, coordinating teams to deliver efficient, client-focused title and closing services.
Adria Stewart
Senior Processor
Adria specializes in closing coordination, ensuring accurate documentation and timely transaction completions for Bangor clients.
Kathy Dilios
Title Department Manager
Kathy leads title abstraction efforts, verifying ownership histories and resolving complex title issues in Windham.
Questions
What is title insurance and why do I need it?
Title insurance protects against financial losses from hidden title defects like fraud or liens. It ensures clear ownership and provides lifelong coverage with a one-time premium.
How does the closing process work?
We coordinate document preparation, fund disbursement, and legal compliance. Our team guides buyers, sellers, and lenders through each step to finalize transactions efficiently.
Are there any fees for title services?
We offer free title and closing services for properties valued at $600,000+ when purchasing an owner’s title insurance policy.
What areas do you serve?
We provide statewide coverage in Maine with offices in Augusta, Bangor, Kennebunk, Rangeley, Scarborough, Windham, and Lincoln.
What documents should I bring to closing?
Bring a valid photo ID and funds via certified check or wire transfer. Notify us in advance if you cannot attend the closing.
How do you ensure transaction security?
We use ClosingLock’s platform to verify identities, securely share documents, and monitor fund transfers, ensuring safe and transparent transactions.
Reviews (4)
Winthrop Smith
Sep 24, 2020
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Back from an outdoor closing. Car door service which was so efficiently done that the buyer and I had documents signed before the second broker arrived. A totally stress free, professional title company.
Joshua Boudreau
Sep 10, 2020
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Positive:Professionalism,Responsiveness
When ever I had a question they were very prompt by email and let me know what the next step in the process was, thank you for making the selling of my home easy.
When ever I had a question they were very prompt by email and let me know what the next step in the process was, thank you for making the selling of my home easy.
Monica Churchill
Feb 01, 2020
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Not at all pleased with this company. After clearing up a misunderstanding about the closing date, it was very difficult to communicate with them. They don't respond to phone calls or emails. Very unprofessional. Would not recommend .
Gary Banziger
Jun 11, 2019
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Our family needed a new deed made for our cottage and Linda and her staff (primarily Matrona) did an outstanding job of providing all the information we needed and then executing the new deed. Top notch, highly recommended!!
