Business Details
28 Years
experience
Trusted Financial Advisers in King of Prussia, PA
Niche Financial Services has been a trusted partner in financial consulting since 1998, founded by Richard Eglington, a seasoned professional with over 30 years of industry experience. Our team of certified experts specializes in crafting personalized financial strategies for individuals and businesses, addressing complex retirement planning, employee benefits, and wealth management challenges. We leverage strategic partnerships and advanced risk management tools to deliver tailored solutions that align with clients' unique goals. Our services include 401(k) plans, pensions, profit-sharing arrangements, and comprehensive estate planning, designed to maximize non-payroll benefits while controlling costs. With affiliations like Ethos Financial Group, we combine institutional-grade investment strategies with a client-first philosophy, ensuring transparency and fiduciary responsibility.Our advisors hold prestigious designations such as CFA, CAIA, and Certified Plan Fiduciary Advisor, reflecting our commitment to excellence. We prioritize direct client engagement over automated systems, offering personalized support without voicemail barriers. Our investment approach focuses on global diversification and business cycle resilience, protecting assets across market conditions. Backed by affiliations with regulatory-compliant custodians like Charles Schwab, we provide access to cutting-edge portfolio management tools. For over 25 years, we've maintained a steadfast commitment to ethical practices, client education, and adaptive financial solutions in an ever-evolving economic landscape.
Services
Financial Planning
Retirement Plans
Employee Benefits
Investment Management
Estate Planning
Wealth Management
401(k) Consulting
Risk Management
Portfolio Analysis
Tax Strategies
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of specialized expertise in retirement and employee benefits planning
- Our team includes CFA charterholders and Certified Plan Fiduciary Advisors
- We provide business cycle-agnostic investment strategies with advanced risk management
- Our client-first approach guarantees direct access to financial professionals 24/7
- We combine institutional-grade tools with personalized, fee-based advisory services
Services
Retirement Planning
We develop customized retirement strategies for businesses and individuals, including 401(k) plans, pensions, and profit-sharing arrangements. Our solutions optimize tax advantages while ensuring long-term financial security. With expertise in both qualified and non-qualified plans, we help clients navigate complex regulations and maximize their retirement savings potential through diversified investment approaches.
Employee Benefits
Our comprehensive employee benefits consulting covers health insurance, disability programs, and cafeteria plans. We help businesses design cost-effective benefit packages that attract talent while maintaining compliance. Our services include plan analysis, vendor evaluation, and implementation of ancillary benefits that enhance employee satisfaction without increasing employer costs.
Investment Management
We offer institutional-quality investment strategies with global diversification across asset classes. Our approach combines risk management frameworks with business cycle analysis to protect assets during market volatility. Clients receive access to advanced reporting tools and third-party manager evaluations through partnerships with custodians like Charles Schwab and Lincoln Financial.
Estate Planning
Our estate planning services focus on minimizing tax liabilities and ensuring smooth wealth transfer. We coordinate with legal professionals to implement trusts, gifting strategies, and life insurance solutions. The planning process addresses probate avoidance, charitable giving, and business succession to preserve family wealth across generations.
Financial Planning
We provide holistic financial planning covering tax optimization, education funding, and income replacement strategies. Our certified advisors create personalized roadmaps using proprietary risk assessment tools. The planning process integrates investment management with insurance analysis to address both immediate needs and long-term objectives.
People
Richard Eglington
Founder
With over 30 years in financial services, Rick holds the Certified Plan Fiduciary Advisor designation. He earned his MSFS degree from the American College and has specialized in retirement planning since founding Niche in 1998.
James Judge
Portfolio Manager
CFA charterholder with 20 years managing $2 billion in assets. Jim leads investment strategy implementation for client portfolios and previously served as lead portfolio manager for multi-family offices and pension plans.
Robert Bagonis
Wealth Advisor
Specializes in quantitative analysis and business succession planning. Robert holds securities licenses and previously managed wealth advisory services at New England Financial, serving hundreds of families and private businesses.
Daniel Guy
Operational Strategist
CAIA charterholder with decade-long industry experience. Dan focuses on enhancing service delivery through operational improvements, leveraging his background in multi-family office operations and RIA development.
Quentin Sturm
Wealth Planner
JD and CPA qualified expert in business succession planning. Quentin previously led estate planning practices at Coopers & Lybrand and has authored multiple publications on wealth transfer strategies.
Questions
What retirement plan options do you specialize in?
We consult on all qualified plans including 401(k)s, pensions, profit-sharing arrangements, SEPs, and SIMPLE IRAs, helping businesses select optimal structures based on their specific needs.
How do you approach investment management?
Our strategies focus on global diversification and business cycle resilience using institutional risk management tools, with access to custodians like Charles Schwab for comprehensive portfolio oversight.
What sets your financial planning apart?
We combine personalized service with advanced analytics, addressing tax optimization, estate planning, and retirement income strategies through a fiduciary-driven, fee-based advisory model.
Do you work with both individuals and businesses?
Yes, we serve both high-net-worth individuals and small businesses, offering tailored solutions for retirement planning, employee benefits, and wealth management needs.
How can I access my account information?
We partner with major custodians providing online access to investment accounts, with centralized reporting through Addepar for comprehensive portfolio visibility and performance tracking.
What qualifications do your advisors hold?
Our team includes CFA charterholders, CAIA designees, Certified Plan Fiduciary Advisors, and professionals with advanced degrees in financial services and law.
Reviews (1)
Erin V.
Mar 12, 2015
Report
Niche Financial Inc. is a one stop shop for not only health, dental, vision,life... but retirement services to investment advisory. I have a small business and they met all my needs and then some. Rick is extremely friendly and knowledgeable. Any small business can hand over their HR needs to Niche and they will get the job done. You can rely on them to handle your health needs as well as your retirement and investment needs. Anyone can write something good about a company however you will see for yourself once you give them a chance. You will never want to use anyone else. If a company does a
