Whether your a first-time homebuyer or a seasoned professional we have the loan programs, information, and tools you can use to be more successful. Low down payments, less than perfect credit, fixed-rates, adjustable-rates, and no-cost loan programs are just some of the options we offer our clients who are in the market to purchase a home.
Our home improvement loans allow for just that. And they come with the same commitment; low mortgage rates, fast closings, and exceptional service. And when it comes to home improvement loans working with an experienced Loan Officer matters. You have the option to do just that. Our programs offer the opportunity to lower your rate through our rapid refinance process.
Our home improvement loans allow for just that. And they come with the same commitment; low mortgage rates, fast closings, and exceptional service. And when it comes to home improvement loans working with an experienced Loan Officer matters. You have the option to do just that. Our programs offer the opportunity to lower your rate through our rapid refinance process.
Services
About
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If you're in the market to purchase a new home or if you're considering a refinance of your current mortgage it's important to work with a mortgage company that has a great reputation. And a Loan Officer with experience and knowledge to ensure a smooth loan process so your mortgage closes on time. Loan Officer Kevin O'Connor has over 16 years of experience and a "Five Star" rating with Zillow along with "Five Star" ratings with Google and Yelp.
Mortgage Rates
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For over 16 years my team and I have offered low rates, fast closings, and exceptional customer service. From the initial quote to the funding of your loan you'll work directly with one person - Loan Officer Kevin O'Connor. Most mortgage companies pass you from one department to the next which slows down the process.
Refinance
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The reasons to refinance in California are usually different from one homeowner to the next. There are other reasons to refinance in California however the above six reasons are the most common among homeowners. Below you'll learn some of the most important aspects of doing a refinance in California.
Purchase
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Low rates, fast closings, and exceptional service. With our streamlined mortgage approval process, we can close your purchase transaction in as little as 3-4 weeks. In addition to our low rates, fast closings, and great service we offer various down payment options (as little as 3% down) as well as a wide variety of loan programs for those with less than perfect credit.
FHA Home Loans
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The benefits of an FHA home loan in California are numerous and we're here to give you all the inside information you need to get the best possible terms on your next FHA transaction. You'll learn about California FHA home loan requirements, loan programs, loan limits, mortgage rates, and more. What Is An FHA Loan: Knowing the important basics of what an FHA loan is will help provide for a better experience and ultimately it may save you money.
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