Business Details
36 Years
experience
Emergency
services
Your Trusted Insurance Partner in Babylon, NY
Spirit Insurance has been a trusted name in the insurance industry since 1990, offering personalized solutions to the New York community. With over 35 years of combined experience, our family-owned business prioritizes local knowledge and multiple market availability to provide comprehensive coverage at competitive rates. We specialize in home, flood, auto, commercial, life, and health insurance, along with financial planning services. Our commitment to immediate, same-day service ensures clients receive timely protection tailored to their unique needs. By conducting price match comparisons and working with a wide range of providers, we deliver customized policies that meet diverse client requirements.As a locally rooted agency, we combine decades of expertise with a client-centric approach, offering onsite and online services for convenience. Our team of licensed professionals provides free consultations and immediate quotes, ensuring transparency and accessibility in all our interactions. From recreational vehicle coverage to umbrella policies, we address both common and specialized insurance needs. Our dedication to consistent, superior service has solidified our reputation as a reliable partner for individuals and businesses seeking comprehensive risk management solutions.
Services
Home Insurance
Flood Insurance
Auto Insurance
Recreational Insurance
Boat Insurance
Commercial Insurance
Business Insurance
Life Insurance
Health Insurance
Financial Planning
Details
- Year established: 1990
Highlights and features
- Immediate, same-day service for urgent needs
- Family-owned business with local expertise
- Price match comparison service available
- Access to multiple insurance market providers
- Over 35 years of combined industry experience
Associations and certifications
- FEMA
- NFIP
Services
Home Insurance
Our home insurance policies protect your property and belongings against risks like fire, theft, and natural disasters. Tailored to your specific needs, coverage includes structural damage, personal assets, and liability protection. With local expertise, we ensure competitive rates and comprehensive safeguards for your most valuable investment.
Flood Insurance
Specialized flood insurance covers property damage from flooding, including rising water and storm surges. Policies address both building and content losses, with guidance on risk mitigation. We help navigate NFIP programs and private market options to secure essential protection for high-risk areas.
Auto Insurance
Comprehensive auto insurance includes liability, collision, and uninsured motorist coverage for personal and commercial vehicles. We offer price-matching services to ensure competitive rates while protecting against accidents, theft, and weather-related damage. Policies adapt to individual driving habits and vehicle values.
Commercial Insurance
Commercial insurance safeguards businesses against property damage, liability claims, and operational disruptions. Coverage includes general liability, property insurance, and commercial auto policies. We provide risk assessments and market comparisons to ensure tailored protection for diverse industries and company sizes.
Life Insurance
Life insurance solutions include term, whole, and universal policies to protect loved ones financially. We offer free consultations to determine appropriate coverage amounts based on income, debts, and family needs. Policies ensure estate planning support, final expense coverage, and long-term financial stability for beneficiaries.
Questions
What types of insurance do you offer?
We provide home, flood, auto, commercial, life, health, recreational vehicle, and boat insurance, along with financial planning services.
How can I get a quote?
Request a free, same-day quote online or call us at (631) 268-5228 for immediate assistance from our team.
Do you offer same-day service?
Yes, we provide immediate service for quotes, consultations, and policy adjustments during business hours.
Are you a local agency?
Yes, we're based in Babylon, NY, with deep local knowledge and community-focused service since 1990.
What payment methods do you accept?
We accept cash, checks, and major credit cards including Visa, MasterCard, American Express, and Discover.
Can you help compare insurance rates?
Our price match comparison service evaluates multiple providers to ensure competitive rates for your coverage needs.
Reviews (2)
Maureen Sheridan
Sep 06, 2020
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Always available to help direct people to the most cost effective insurance and review policies for any savings.
Thomas Martin
Dec 19, 2017
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HORRIBLE SERVICE! I called Spirit Insurance to receive a quote and spoke with Mike. I was offered a reasonable quote so I signed up over the phone. 2 months later I get a bill in the mail from the insurance company quoting me a higher payment. I called spirit to find out as to why and was told the application submitted to the insurance company showed a different "license issue date". I was clear over the phone with my information. I feel this was purposely done so the Broker could benefit instantly. I feel I was taken advantage of and I will be cancelling my insurance and making a formal complaint
