Working with an independent insurance agent means you have many options across multiple companies. I'll act as your dedicated guide to help you make the best choice. Expect a personalized, customized solution that fits your needs and your budget. I'll work to find the best coverage for the best price.
Let's evaluate all your options in an easy-to-understand format, starting with your current insurance. My services are at no cost to you. I provide practical advice without pressure. Individual Health Insurance - including Medicare supplements, Medicare Advantage, ACA/Obamacare, Short Term Health. I am happy to look into needs for states not listed.
Let's evaluate all your options in an easy-to-understand format, starting with your current insurance. My services are at no cost to you. I provide practical advice without pressure. Individual Health Insurance - including Medicare supplements, Medicare Advantage, ACA/Obamacare, Short Term Health. I am happy to look into needs for states not listed.
Services
Insurance
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Have you ever heard, "an insurance agent is your best friend on the worst day of your life?" I am an independent insurance agent who focuses on people, not property. There is no charge for my services or advice. By working with an agent, you'll have access to multiple plans and products without obligation to any of them.
Employee Benefits
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Let's add value to your company's benefit package. In surveys, 60% of employees said having a benefits package is very important when it comes to loyalty to their employer. This increases employee retention and makes for a happier, more stable work force. Some employers like to create different packages for different levels of employees.
Health Insurance
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If you need coverage just for yourself, or you have a family to cover, there are several options for individual health coverage. Have you just lost coverage from a job situation or have a recent life change (marriage, birth of a child, just moved here, etc)? We might start by looking at what is available through the ACA (Obamacare) at healthcare.gov.
Medicare
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Medicare is a federal health insurance program that pays for a variety of health care expenses for millions of Americans aged 65 and older. It is also for people with certain disabilities or end-stage kidney failure. It is comprised of four main components: Parts A, B, C, and D. Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance) offered by the government.
Life Insurance
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According to LIMRA International, 68 million adult Americans have no life insurance. Those who own life insurance have an average of four times their annual income in coverage, which is considerably less than most experts recommend. What is it for? Life insurance is primarily used to cover lost income or the financial responsibilities of the insured if something unfortunate were to happen that resulted in death.
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