Business Details
Your Trusted Financial Partner for Retirement Planning
Michael Brady & Co. is an independent financial planning and investment management firm dedicated to helping individuals and families navigate their transition into retirement and beyond. We operate as fiduciaries, legally bound to act in our clients' best interests at all times. Our tailored advice addresses each family's unique financial needs, goals, and objectives, supported by a transparent fee-only structure that eliminates conflicts of interest. With over 30 years of experience, we specialize in integrating comprehensive financial planning with disciplined asset management to ensure clients' investments align with their life objectives.Our team combines deep expertise in retirement planning, tax strategies, estate planning, and legacy creation, serving families with at least $250,000 in investable assets. Accredited by the Better Business Bureau with an A+ rating and recognized as a Trusted Advisor by investor.com, we maintain a long-term management approach that prioritizes cost efficiency and sophisticated portfolio strategies.
Services
Retirement Planning
Investment Management
Insurance Planning
Legacy Planning
Tax Strategies
Estate Planning
Risk Assessment
Portfolio Rebalancing
Highlights and features
- We operate as legally mandated fiduciaries with no conflicts of interest
- Tailored financial strategies for families with $250,000+ in assets
- Transparent fee-only compensation structure since our founding
- 30+ years of multi-generational wealth management expertise
- Integrated approach combining financial planning with portfolio management
Associations and certifications
- Better Business Bureau
- investor.com Trusted Advisor
Services
Retirement Planning
We develop comprehensive retirement income plans that maximize Social Security benefits, ensure lifetime income streams, and maintain purchasing power against inflation. Our approach considers healthcare costs, tax implications, and legacy goals while creating personalized withdrawal strategies. Clients receive ongoing adjustments to their plans as market conditions and personal circumstances evolve.
Investment Management
Our ADAM investment methodology combines strategic asset allocation with active risk management to meet individual financial objectives. We implement diversified portfolios using institutional-quality investments, with quarterly performance reviews and rebalancing. The process includes manager selection, cost optimization, and continuous monitoring to maintain alignment with clients' evolving financial plans.
Estate Planning
We coordinate with legal professionals to ensure estate documents reflect current wishes and tax laws. Our services include beneficiary designation reviews, trust evaluations, and coordination of powers of attorney. We help clients structure their estates to minimize tax liabilities while implementing their legacy intentions through charitable giving or family wealth transfers.
Tax Planning
We develop strategies to minimize lifetime tax liabilities through coordinated distribution planning and investment tax-loss harvesting. Our approach considers changing tax regulations and their impact on retirement accounts, capital gains, and estate transfers. We work with clients' accountants to implement tax-efficient gifting strategies and Roth conversion opportunities.
Insurance Review
We evaluate life insurance needs, long-term care options, and liability coverage as part of comprehensive risk management. Our analysis considers existing policies' adequacy, cost-effectiveness, and alignment with overall financial objectives. We provide recommendations for optimizing coverage while eliminating redundant or unnecessary insurance products.
People
Mike Brady
Founder and Financial Advisor
With over 30 years of experience, Mike Brady specializes in multi-generational wealth management for high-net-worth families. A Certified Financial Planner and Wharton School alumnus, he has advised executives from Fortune 500 companies and professional sports associations. Mike combines academic expertise with practical experience in creating sustainable retirement strategies.
Cameron Brady
Partner and Financial Advisor
Cameron Brady brings specialized expertise in retirement transition planning, having worked with clients across diverse industries. A Saint Joseph's University graduate and CERTIFIED FINANCIAL PLANNER, he focuses on implementing actionable financial plans and diversified investment portfolios. Cameron contributes to financial media outlets and maintains active professional credentials.
Woodie Brady
Chief Security Officer
As the firm's official security ambassador, Woodie Brady provides cybersecurity awareness through newsletter contributions and office patrols. This aussiedoodle combines professional security duties with client engagement, maintaining a balance between data protection protocols and office morale enhancement.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment management, tax strategies, estate planning, insurance evaluation, and legacy creation for families transitioning into retirement.
Are you legally required to act in clients' best interests?
Yes, as Certified Financial Planners we operate under fiduciary duty, legally obligated to prioritize client interests above all other considerations in our advisory capacity.
What are your fee structures?
Our transparent fee schedule ranges from 0.60% to 1.00% annually based on asset levels, with no commissions or product-based compensation of any kind.
Do you accept clients with less than $250,000?
We focus on serving families with $250,000 or more in investable assets to ensure we can provide our comprehensive financial planning and investment services effectively.
How do you manage investment portfolios?
We use our ADAM methodology with diversified asset allocation, regular rebalancing, and manager evaluation to align investments with clients' specific risk tolerance and financial goals.
Reviews (1)
Phil Muldoon
Jul 06, 2019
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Mike and his team are great! I wouldnt trust anyone else with my financial decisions. Thank you!!
