Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. With long term care planning you are helping to reduce the emotional and financial stress on you and your family. It gives you and your family peace of mind.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. With long term care planning you are helping to reduce the emotional and financial stress on you and your family. It gives you and your family peace of mind.
Services
About Us
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We handle all types of personal and business insurance needs. Our firm is staffed by people committed to providing our clients with highly personalized service. Our objective is simple: To identify and help minimize our clients' exposure to risk. We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.
Commercial
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No matter what the size is of your business you will need some level of insurance to protect you and your business. For small businesses, insurers often combine a number of insurance policies into a package sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP).
Choosing Health Insurance for Your Business
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As a business owner, it is in your best interest to offer your employees a comprehensive benefits package, but how do you know what works and what doesn't? Health insurance is a good place to start but there are so many options to choose from. Offering the "right" health insurance plan is one of the most important decisions you can make as a business owner.
Small Business Liability Insurance
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Home/Auto
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It's your home and you want to protect it with the right homeowner's insurance policy. To do this it's important to understand what a standard homeowner's insurance policy includes. Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Living expenses in case you are temporarily unable to live in your home due to a fire or other insured disaster.
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