Business Details
33 Years
experience
Trusted Financial Planning for Senior Executives
Founded in 1993, SFG Wealth Planning Service is a fee-only financial planning firm specializing in serving senior-level executives of publicly traded companies. Our team of certified professionals provides personalized, fiduciary-driven strategies focused on stock-based compensation, tax planning, estate management, and long-term wealth growth. With expertise in complex equity compensation structures and global financial considerations, we help executives navigate multifaceted financial decisions while maintaining full transparency of fees. Our advisors hold prestigious designations including Certified Financial Planner (CFP), Certified Equity Professional (CEP), and Chartered Financial Consultant (ChFC).We operate under a fiduciary responsibility to clients' investment portfolios, prioritizing individual financial goals over institutional interests. Our services extend to expatriate executives, special needs planning, and comprehensive asset management through customized Investment Policy Statements. By combining decades of industry experience with ongoing monitoring of market conditions, we deliver tailored solutions that align with clients' evolving financial landscapes.
Services
Executive Equity Guidance
Stock-Based Compensation Planning
Tax Optimization Strategies
Estate Planning
Retirement Planning
Investment Management
Special Needs Planning
Expatriate Financial Services
Details
- Year established: 1993
Highlights and features
- We have over 30 years of experience in executive financial planning
- Our team consists of certified experts with CFP, CEP, and ChFC designations
- We offer fee-only, fiduciary-driven financial planning with full transparency
- We specialize in complex stock-based compensation strategies for senior executives
- We provide personalized, comprehensive financial planning tailored to individual client needs
Associations and certifications
- Certified Financial Planner Board of Standards
- International Society of Certified Equity Professionals
- The American College of Financial Services
- Center for Fiduciary Excellence
Services
Executive Equity Guidance
Our Executive Equity Guidance service specializes in managing stock-based compensation for senior executives. We develop customized strategies to optimize equity holdings while addressing tax implications and regulatory requirements. Through ongoing monitoring and strategic divestiture planning, we help executives maximize the value of restricted stock units, stock options, and deferred compensation plans while aligning with broader financial objectives.
Tax Optimization Strategies
We provide comprehensive tax planning services tailored to executives' complex financial situations. Our approach integrates stock compensation taxation, international tax considerations, and estate tax planning to minimize liabilities. We coordinate with external tax professionals to ensure compliance with evolving regulations while implementing strategies that preserve wealth across generations.
Special Needs Planning
Our Special Needs Planning service addresses long-term care requirements for family members with unique needs. We develop customized strategies using special needs trusts, ABLE accounts, and structured divestiture plans to ensure sustained financial support. Our advisors coordinate with legal and care professionals to create comprehensive solutions that maintain benefit eligibility while providing quality care.
Expatriate Financial Services
We offer specialized financial planning for expatriate executives navigating international tax complexities. Our services include residency planning, cross-border investment strategies, and compliance with home and host country regulations. We coordinate with immigration and tax specialists to optimize global financial positioning while addressing repatriation and exit tax considerations.
Investment Management
Our Investment Management service creates customized portfolios aligned with clients' risk tolerance and financial goals. We develop Investment Policy Statements to guide asset allocation and provide ongoing performance monitoring. Using a diversified approach across multiple asset classes, we implement tax-efficient strategies that integrate with clients' overall financial plans.
People
Charles "Chuck" Steege
President, Financial Advisor to Senior-level Executives
With over 25 years of experience, Chuck Steege specializes in executive financial planning. Holding CFP, CEP, and CKA designations, he focuses on stock-based compensation strategies for Fortune 500 executives. He established SFG Wealth Planning Service in 1993 to provide fiduciary-driven financial guidance tailored to corporate leaders' unique needs.
Matthew P. Witter
Senior Vice President, Lead Advisor/Investment Specialist
Matthew Witter brings extensive expertise in investment management and executive planning. As a CFP, ChFC, and AIF designee, he develops customized investment strategies and oversees portfolio management for high-net-worth clients. He specializes in integrating complex compensation structures with long-term financial objectives.
Steven T. Moyer
Director of Planning Administration
Steven Moyer manages planning operations with expertise in financial analysis and policy implementation. Holding CFP and ChFC credentials, he ensures comprehensive execution of financial plans while maintaining compliance with regulatory requirements. He specializes in coordinating multi-faceted planning components for executive clients.
Rita Silvestri
Client Service Manager
Rita Silvestri oversees client operations and service delivery. With extensive experience in financial services, she ensures seamless implementation of planning strategies and maintains direct client communication. She coordinates team efforts to meet clients' evolving financial needs efficiently.
Thomas R. Schultz
Data Specialist/Jr. Associate Planner
Thomas Schultz supports financial planning operations with data analysis and technical expertise. As an MBA holder, he contributes to investment research, portfolio analysis, and implementation of planning strategies while working closely with senior advisors to enhance client service delivery.
Questions
What specific services do you offer for executives with stock-based compensation?
We specialize in managing restricted stock units, stock options, and deferred compensation plans. Our services include strategic divestiture planning, tax optimization, regulatory compliance, and integration with comprehensive financial plans.
How do you differ from other financial advisors working with executives?
Our team holds specialized certifications in equity compensation planning. We focus exclusively on executives' unique needs, offering fee-only fiduciary advice with deep expertise in complex stock-based compensation structures.
Can you help with international financial planning for expatriate executives?
Yes, we provide specialized planning for expatriates, addressing residency decisions, cross-border tax implications, and global asset management while coordinating with immigration and tax specialists.
What approach do you take for special needs financial planning?
We create customized plans using special needs trusts, ABLE accounts, and structured divestiture strategies while coordinating with legal and care professionals to ensure long-term financial security.
How do you handle investment management for executive clients?
We develop personalized Investment Policy Statements, implement diversified portfolios across asset classes, and provide ongoing monitoring to align investments with clients' financial goals and risk tolerance.
Are your services available to non-executive clients?
While our expertise focuses on executives, we offer comprehensive financial planning services to clients requiring specialized wealth management solutions beyond traditional executive compensation structures.
