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35 Years
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Your Trusted Independent Insurance Agency in Denton, TX
Neal & Neal Insurance has served families and businesses across Texas, Colorado, Oklahoma, Georgia, and New Mexico for 29 years. As an independent agency, we partner with over 80 top-rated insurance providers to deliver customized solutions for personal and commercial needs. Our team prioritizes risk management, offering comprehensive coverage for auto, home, life, health, and commercial policies while ensuring clients receive competitive pricing.

With decades of combined experience, we provide personalized service, same-day quotes, and annual policy reviews to maintain optimal protection. Our commitment to client education and transparent communication ensures informed decision-making, supported by a dedicated team of licensed professionals.
Services
Home Insurance Auto Insurance Medicare Supplements Life Insurance Commercial Property Insurance
Details
  • Year established: 1991
Highlights and features
  • 29 years of experience serving five states with tailored insurance solutions
  • Independent agency access to 80+ top-rated insurance providers
  • Free annual policy reviews to ensure ongoing coverage adequacy
  • Same-day quotes for home, auto, and commercial insurance needs
  • Team of licensed experts with decades of combined industry experience
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage options for homeowners in multiple states, including flood insurance and specialized policies for unique properties. Our team ensures competitive pricing while maintaining comprehensive protection tailored to individual needs.
Auto Insurance
We provide auto insurance solutions covering liability, collision, and comprehensive protection for personal and commercial vehicles. Our policies include options for classic cars, motorcycles, and golf carts. As an independent agency, we compare rates across providers to find the best balance of coverage and affordability for each client.
Medicare Supplements
Our Medicare Supplement Insurance (MediGap) policies help cover out-of-pocket costs from Original Medicare, including deductibles, copayments, and foreign travel emergencies. We offer personalized guidance to help clients understand plan differences and select coverage that aligns with their healthcare needs and budget.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our policies provide financial security for dependents, business succession planning, and estate preservation. We work with multiple carriers to find coverage that matches clients' long-term financial goals and budgetary constraints.
Commercial Property Insurance
Our commercial property insurance protects business assets against fire, theft, and natural disasters. We offer policies for office buildings, apartment complexes, and specialized properties like farms and churches. Coverage includes business interruption protection and liability safeguards tailored to specific industry needs.
People
Dan Neal
Founder
Dan Neal founded Neal & Neal Insurance in 1991 after graduating from the University of Texas in Arlington with a degree in Banking and Finance. With decades of experience in property, casualty, life, and health insurance, he provides strategic leadership while maintaining a client-focused approach to insurance solutions.
Karen Neal
Co-Owner
Karen Neal joined the agency in 1996, bringing expertise in property casualty and life health insurance. A Texas A&M University graduate with a science background, she combines analytical precision with personalized service to help clients navigate complex insurance decisions across multiple states.
Christina Neal
Agent
Christina Neal joined the family business in 2024 after a successful career in financial technology. Her leadership experience and cross-state connections enable her to provide modern insurance solutions while maintaining the agency's tradition of personalized service and community focus.
Carrie Ebeid
Licensed CSR
Carrie Ebeid has served clients for over 20 years as a licensed customer service representative. With a business administration background from the University of North Texas, she specializes in personal lines insurance, ensuring policyholders receive accurate information and timely assistance with coverage needs.
Kayleigh Kincer
Licensed CSR
Kayleigh Kincer joined Neal & Neal Insurance in 2019 after graduating from the University of North Texas. As a licensed customer service representative, she provides expertise in personal lines insurance while maintaining the agency's commitment to clear communication and client education.
Questions
What types of insurance do you offer?
We provide home, auto, life, Medicare supplement, commercial property, farm/ranch, and specialty insurance policies across Texas, Colorado, Oklahoma, Georgia, and New Mexico.
What makes you different from other insurance agencies?
As an independent agency with 80+ carrier partnerships, we offer unbiased recommendations and competitive pricing while maintaining personalized service through our experienced team.
How can I get a free insurance quote?
Request a free quote online through our website or call us at 940-387-8281. Most quotes are ready the same day with no obligation.
Do you offer Medicare Supplement Insurance?
Yes, we specialize in Medicare Supplement (MediGap) plans that cover out-of-pocket costs from Original Medicare, including travel medical coverage and prescription assistance.
How do I file an insurance claim?
Contact us directly at 940-387-8281 or use your policy's 24-hour claims number. Have your policy details ready for immediate assistance with the claims process.
Reviews (4)
Baalo Daniel
Oct 21, 2021 Report
I traded with $500 in my wallet after seeing so many testimonies and recommendation here on Facebook and YouTube about Mrs Donald Maureen after mining and trading in my account. I opened my wallet and got a profit of $6000 in 7 working days made my withdrawal successfully Mrs Donald Maureen has changed many life's including mine am grateful ma you… are a truly a woman with a heart of a raw gold. I want to thank you for your help and love you showed me when I was very poor, now you have made my life so beautiful you're the best manager I can recommend everyone to work with, thank you Mrs
Gayle Linke
Mar 19, 2018 Report
Great service and great people. He has helped us with our farm insurance and added our cars as part of the policy at a discounted rate.
Brandon Pfaffly
Jun 26, 2016 Report
I appreciate the honesty and excellence the Neals bring to their practice. I have become so impressed with their service and products that they now hold all of my insurance. Great people and great products. Highly recommended!
Gloria McDonald
May 27, 2015 Report
Neal and Neal have been taking care of our insurance needs for a number of years. Everyone in the office is knowledgeable, courteous, kind and caring. While everyone takes good care of us, we have worked with Karen the most. She has done an excellent job in providing for all of our particular needs. I highly recommend Neal and Neal. They have always been able to fine highly rated companies for us at the best pricing.