Business Details
Your Trusted Partner for Life & Health Insurance Solutions
ManhattanLife has been a trusted provider of life and health insurance solutions since 1850, serving individuals, families, seniors, and employers across the United States. Our 175-year legacy of reliability and innovation is built on a commitment to helping policyholders achieve health, wealth, and security throughout their lives. As an independent, privately held company, we prioritize policyholder needs over investor interests, ensuring claims are honored with professionalism and care.Our diverse product portfolio includes annuities, Medicare Supplement plans, voluntary benefits, and supplemental insurance tailored to every life stage. With a history of industry firsts and a focus on modern solutions, we continue to deliver on our promise of standing by our customers through all economic and social challenges.
Services
Annuities
Medicare Supplement
Voluntary Benefits
Individual Life & Health
Employer Stop-Loss
Highlights and features
- We offer 175 years of experience in life and health insurance solutions
- Our independent status prioritizes policyholder needs over investor interests
- We provide a comprehensive range of products for every life stage
- Our track record demonstrates commitment to honoring claims promptly
- We maintain financial strength comparable to major publicly traded insurers
Services
Annuities
Our annuities provide financial security during retirement with flexible options including Multi-Year Guarantee Annuities, Fixed-Index Annuities, and Immediate Annuities. These products offer competitive returns without setup fees or administrative expenses, allowing policyholders to choose the best fit for their retirement goals. With a history of reliability dating to 1850, we ensure professional management of these long-term investments.
Medicare Supplement
Medicare Supplement plans help cover out-of-pocket costs not paid by Original Medicare, including deductibles and co-payments. Policyholders receive freedom to choose any Medicare-contracted provider, with premium discounts available for household members. Our plans provide essential coverage for seniors seeking comprehensive healthcare protection during retirement years.
Voluntary Benefits
Employer-sponsored voluntary benefits programs offer employees financial protection through life and health insurance products with no cost to employers. These customizable programs integrate with existing benefits packages, providing preferred underwriting and pricing while maintaining competitive compensation for distribution partners across various industries.
Individual Life & Health
Individual supplemental insurance policies protect against unexpected expenses through workplace or direct sales channels. These products cover non-medical costs like lost wages and mortgage payments, with benefits paid directly to policyholders. Disability coverage is available exclusively through workplace programs to ensure proper underwriting and support.
Employer Stop-Loss
Stop-loss coverage protects self-insured employers from catastrophic medical claims through customized solutions combining risk assessment and cost containment tools. Our programs include pharmacy benefit management services and responsive claims processing, helping employers manage healthcare costs while maintaining comprehensive employee benefits.
Questions
What types of insurance does ManhattanLife offer?
We provide annuities, Medicare Supplement plans, voluntary benefits, individual life and health insurance, and employer stop-loss coverage to support every life stage.
How long has ManhattanLife been in business?
We've served policyholders since 1850, making us one of the oldest continuously operating life and health insurance companies in the United States.
Are ManhattanLife's insurance products available nationwide?
Yes, our products are available in all states, though specific offerings may vary by jurisdiction to comply with local regulations.
What makes ManhattanLife different from other insurers?
As an independent, privately held company, we prioritize policyholder needs over investor interests while maintaining financial strength comparable to major public insurers.
How does ManhattanLife handle insurance claims?
We process claims with professionalism and care, honoring our 175-year commitment to timely payments while maintaining industry-leading service standards.
Reviews (3)
Marjorie E.
Sep 28, 2021
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I've had this plan since January 2019. Fast forward to August 2021, I had surgery schedule and I knew I would stay overnight at a hospital. I took my policy and saw that I was eligible for outpatient compensation. I had 2 outpatient surgery in 2019 and 1in 2021. I know 2019 is a while ago and it was denied, I get it. But my outpatient procedure for April 2021 was another nightmare. I submitted the claim end of Juy 2021. I first submitted the detailed billing from both my insurance carrier and the physician office. I was told this is not what they needed. They asked for an itemized UB04. I
Chris J.
Aug 21, 2021
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They used to be a good company . still are. Problem is they are going from 230.00 up to 271.00 in Oct. That is 40 % of my disability check. I am not paying that much just so the board members can get a better pool or have a nicer vacation. I need to pay my bills. I can no longer afford to have this . Why don't you all stop gouging us and help us? I am so done with Corps getting richer off us regular people
Keisha H.
Mar 22, 2019
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This company is THE WORST. I was paying for insurance and still was having to pay so much money on Dr. Visits and text etc. The things that were suppose to be covered like my annual's and Mammogram I was getting bills for from my provider. When I called the insurance company to ask about the denial of claims, they would say on no thats covered. Up and down back and forth with these people. This has been going on even after I canceled this HORRIBLE coverage. I get a bill from Dr. office this week about service from 2017... 20 &*&% 17. Like are you kidding me. I call my provider
