Apply for that Perfect Loan. Starting your application is simple. Apply online for a mortgage today with Team Phillips Mortgages! WE MAKE YOUR SEARCH A PIECE OF CAKE! Mortgages, Refinance, Investment Properties Before you find the perfect home, know your budget. Our online mortgage calculator makes starting your search a piece of cake.
LAUNCH MORTGAGE CALCULATOR Before you find the perfect home, know your budget. REFINANCE & START SAVING! Wondering if refinancing is right for you? To learn about the many benefits of refinancing, contact Team Phillips Mortgages today to set-up a consultation. We're here to help. CONTACT TEAM PHILLPS Wondering ifrefinancing is right for you?
LAUNCH MORTGAGE CALCULATOR Before you find the perfect home, know your budget. REFINANCE & START SAVING! Wondering if refinancing is right for you? To learn about the many benefits of refinancing, contact Team Phillips Mortgages today to set-up a consultation. We're here to help. CONTACT TEAM PHILLPS Wondering ifrefinancing is right for you?
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About Us
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Just before European Union leaders agreed their guidelines for the Brexit negotiations last week, the president of the EU council, Donald Tusk, said: It is clear that progress on people, money and Ireland must come first. It was rather startling to find Irish concerns up there on the list of fundamental priorities by the trickling stream.
Testimonials
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Working with Joey was great. He prepared multiple options to ensure we were able to choose which loan amount and terms worked best for our lifestyle. Refinancing was a breeze and I would highly recommend him for anyone wanting to refinance or purchase a new home! Joey worked with us to refinance our current mortgage.
Loan Options
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A conventional loan is a type of mortgage that is not made, insured, or guaranteed by the federal government. FHA (Federal Housing Administration) loans are insured by the Federal Housing Administration and backed by the government. Let Team Phillips help you find the best loan solution for you and your family and turn your dream into a reality.
Conventional Mortgages
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A conventional loan is a type of mortgage that is not made, insured, or guaranteed by the federal government. Nonetheless, a dominant number of conventional loans conform to the guidelines of Freddie Mac and Fannie Mae- government sponsored enterprises. A conforming conventional loan generally has a loan limit of $417,000 or less for a single family home.
FHA Mortgages
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FHA (Federal Housing Administration) loans are insured by the Federal Housing Administration and backed by the government. As compared to conventional loans, these loans have more flexible lending requirements. Private lenders fund these loans flexibly and have low standards for qualification typically because these loans are insured against default which provides adequate coverage to the lender in case the borrower fails to pay back.
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