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biBerk

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Business Details
Trusted Small Business Insurance Solutions
biBerk is a trusted small business insurance provider operating as part of the Berkshire Hathaway Insurance Group. With over 75 years of combined industry experience, we specialize in delivering tailored insurance solutions to businesses nationwide. Our A++ rated insurance subsidiaries, including Wellfleet Insurance Company and National Liability & Fire Insurance Company, ensure financial security and reliable claims processing. We serve over 200,000 satisfied customers, offering instant online coverage for workers' compensation, general liability, commercial auto, and business owners policies. Our streamlined digital platform enables businesses to obtain quotes, purchase policies, and file claims efficiently while saving up to 20% compared to traditional providers. Our team of insurance experts provides personalized support throughout the policy lifecycle, from risk assessment to claims resolution.

We maintain transparency through clear policy terms, no hidden fees, and comprehensive educational resources including safety videos and compliance materials. Our commitment to innovation is demonstrated through 24/7 online access to policy documents, ID cards, and loss run reports. As part of Berkshire Hathaway's insurance family, we paid $52.2 billion in claims during 2023, underscoring our financial strength and commitment to policyholders. Our three-step claims process ensures prompt resolution, with dedicated representatives guiding businesses through documentation and recovery. We maintain strict compliance with state-specific insurance requirements across all 50 states, providing customized coverage maps and regulatory resources.
Services
Workers' Compensation General Liability Commercial Auto Professional Liability Umbrella Coverage Business Owners Policy
Highlights and features
  • Save up to 20% on business insurance through direct-to-business pricing
  • Leverage Berkshire Hathaway's $52.2 billion 2023 claims-paying capacity
  • Access instant online policy management and claims filing
  • Benefit from 200,000+ satisfied business policyholders nationwide
  • Maintain A++ rated financial security through Berkshire subsidiaries
Associations and certifications
  • A.M. Best Company
What people say
200,000+ satisfied customers Instant coverage available A++ financial ratings Streamlined claims process Up to 20% savings
Services
Workers' Compensation
Mandatory coverage for work-related injuries providing medical expense coverage and wage replacement. Protects businesses from lawsuits related to workplace injuries while ensuring compliance with state regulations. Includes access to medical provider networks and claims management support.
General Liability
Protects against third-party claims for property damage, bodily injury, and personal injury. Covers legal defense costs and settlements for incidents occurring on business premises or through business operations. Essential for businesses interacting with customers or handling third-party property.
Commercial Auto
Covers vehicles used for business purposes against collision damage, liability claims, and property damage. Includes protection for owned, leased, or employee-operated vehicles during business activities. Provides roadside assistance and rental reimbursement options for commercial vehicles.
Professional Liability
Covers claims arising from professional mistakes, failure to perform services, or negligence allegations. Protects service providers against lawsuits related to financial losses from advice or service delivery failures. Includes coverage for legal defense costs and settlement agreements.
Business Owners Policy
Combined package offering property damage protection and liability coverage in one policy. Covers business premises, equipment, and inventory against fire, theft, and natural disasters. Includes liability protection for customer injuries and property damage occurring at business locations.
Questions
What insurance types does biBerk offer?
We provide workers' compensation, general liability, commercial auto, professional liability, umbrella coverage, and business owners policies.
How do I get a quote?
Obtain instant online quotes by answering business-specific questions and selecting coverage options through our website.
Is biBerk licensed in all states?
We operate in all 50 states with coverage options varying by state-specific regulations and business type.
How do I file a claim?
Report claims online through our portal or call 1-844-472-0966 for assistance with documentation and processing.
What payment methods are accepted?
Premium payments can be made online through our secure payment portal with multiple billing options available.
Can I manage policies online?
Yes, our digital platform allows policy management, document access, and claims reporting 24/7 from any device.
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Reviews (6)
Lop In
Jan 15, 2022 Report
Everything! Very nice agent that I talked to….great rate, especially from a #1 rated workers’ comp insurance company!
Jeff Benvegnu
Jan 13, 2022 Report
I had a complicated insurance requirement that was beyond simple entries on the website. Tony Yarbrough with biBerk worked with me to creatively craft my insurance policies to the satisfaction of my client. Tony went above and beyond, including working after hours. I highly recommend Tony!
Dorothy Gainey
Jan 11, 2022 Report
Michael Smith did an outstanding job today answering all my business questions needed . Very knowledgeable on everything and really took the time to help me chose the correct business policy
Courtney Hill
Jan 07, 2022 Report
Alain was great to work with he was kind and made sure I got the right insurance I needed for my salon. highly recommend biBERK
Billy Pruitt
Dec 28, 2021 Report
Great service and great prices
it was Avery quick and painless process.
Rob was very good to work with.
Tykeisha Taylor
Dec 21, 2021 Report
I spoke with Nate and within 5 minutes I was insured. It was quick and he was very knowledgeable and answered any questions that I had.