Business Details
39 Years
experience
Your Trusted Insurance Partner in Prescott, AZ
Prescott Health and Life has been serving the Prescott, Arizona community since 1987 as an independent insurance agency specializing in Medicare, life, health, dental, vision, and long-term care insurance. Our team of experienced advisors works with over 40 top-rated insurance carriers to provide personalized coverage solutions for individuals and families. We prioritize client education and transparent guidance to help clients navigate complex insurance options.Our agency maintains deep local roots, with team members who have served the community for decades and hold extensive industry expertise. We focus on delivering cost-effective plans tailored to clients' unique needs while maintaining ongoing support as market conditions or personal circumstances evolve. Our commitment to community values is reflected in our personalized approach to insurance planning and client relationships.
Services
Medicare Plans
Life Insurance
Long Term Care
Health Insurance
Dental and Vision
Details
- Year established: 1987
Highlights and features
- We have over 35 years of experience serving Prescott residents since 1987
- We represent 40+ top-rated insurance carriers for comprehensive options
- Our team includes multi-generational local insurance professionals
- We provide free Medicare plan comparisons and educational resources
- We offer personalized insurance solutions for all life stages
Services
Medicare Plans
We specialize in Medicare Supplement, Advantage, and Part D prescription drug plans. Our experts help clients navigate enrollment periods, compare coverage options, and find cost-effective solutions. We provide ongoing support as healthcare needs change over time.
Life Insurance
We offer term and permanent life insurance solutions to protect families and final expense plans. Our advisors help determine appropriate coverage amounts and explain policy features to ensure clients make informed decisions.
Long Term Care
We provide long-term care insurance solutions to protect assets from nursing home or in-home care costs. Our specialists explain coverage options and help clients understand eligibility requirements for different care settings.
Health Insurance
We offer ACA-compliant marketplace plans, short-term health insurance, and Christian sharing program options. Our agents help clients understand coverage details, network providers, and cost-sharing arrangements to find suitable protection.
Dental and Vision
We provide standalone dental and vision insurance plans that cover routine exams, preventive care, and treatment costs. Our specialists help clients select plans accepted by local providers that offer the best value for their specific needs.
People
James Otto
Founder
James Otto began his insurance career in Prescott in 1987 and founded the agency. He developed a significant client following over 15 years before transitioning leadership to his daughter Jennifer Wilhelm.
Jennifer Wilhelm
Co-Owner
Jennifer Wilhelm joined the agency in 2002 after 10 years with Chubb Insurance. She focuses on Medicare and life insurance while balancing family life with four sons and hiking pursuits across all 50 states.
Jeff Wilhelm
Co-Owner
Jeff Wilhelm joined in 2004 after 16 years as an insurance attorney. He managed the agency for 20 years before transitioning to part-time work in 2024, focusing on Medicare and long-term care planning.
Art Olson
Insurance Agent
Art Olson joined in 2019 with over 50 years of local experience. He specializes in Medicare, life, and health insurance while drawing on his background running businesses and church service.
Dee Olson
Agency Manager
Dee Olson joined in 2023 as agency manager. She brings banking and real estate experience along with 18 years in social services, including victim advocacy and child abuse investigation expertise.
Questions
What insurance services do you offer?
We offer Medicare plans, life insurance, long-term care, health insurance, and dental/vision coverage tailored to individual needs.
Are you affiliated with government agencies?
We are an independent agency not connected to government programs, but we help clients navigate Medicare and ACA options.
Do you offer free insurance consultations?
Yes, we provide free consultations and plan comparisons to help clients find cost-effective insurance solutions.
How can I get a free Medicare guide?
Contact us directly to receive our free informational booklet on Medicare plan choices and coverage options.
What areas do you serve?
We primarily serve Prescott, Arizona and surrounding communities with personalized insurance solutions.
Reviews (4)
Marty Nelson
Oct 21, 2020
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Jeff Wilhelm has been a trusted part of our family's insurance planning for almost 15 years now. We have always felt that he provided us with the guidance we need to make these important decisions. We have recommended Otto and Wilhelm many times and will continue to do so.
John C. Phillips
Oct 17, 2020
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Jeff and Jennifer are very knowledgeable and friendly. We consider their help invaluable and would definitely recommend them if you are in the market for Medicare and related insurance.
Tobie Quay
Jul 31, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Otto & Wilhelm really know the insurance business! They are very professional and responsive. They have helped us in guiding us through the insurance maze.
Otto & Wilhelm really know the insurance business! They are very professional and responsive. They have helped us in guiding us through the insurance maze.
Rose Bittner
Jun 24, 2020
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I highly recommend Otto & Wilhelm Insurance Agency of Prescott. In fact I personally recommend their services to all I know, as often the subject of insurance arises.
Jeff and his entire staff are thorough in their research, caring and professional. For many years they have made "extra efforts", with great results, finding us, and now me, the "best directions" for both my Supplemental and Prescription plans. Always in their doing so, the result has been "saving me money along with great coverage".
5 Star, yes Definitely! Rose Bittner, Prescott
Jeff and his entire staff are thorough in their research, caring and professional. For many years they have made "extra efforts", with great results, finding us, and now me, the "best directions" for both my Supplemental and Prescription plans. Always in their doing so, the result has been "saving me money along with great coverage".
5 Star, yes Definitely! Rose Bittner, Prescott
