Business Details
22 Years
experience
Your Trusted Insurance Partner in San Diego
At Terri Yurek Insurance, we have dedicated ourselves to providing exceptional insurance solutions tailored to the unique needs of our clients in San Diego and beyond. With over two decades of experience, our team of licensed professionals specializes in Medicare, life, disability, and employee benefits insurance, offering personalized guidance to individuals, families, and businesses. We pride ourselves on our commitment to trust, honesty, and integrity, ensuring that every policy we recommend aligns with your best interests.Our deep understanding of the healthcare landscape, combined with our partnerships with top insurers, allows us to deliver comprehensive coverage options that balance cost and care. We are not just an insurance agencywe are your long-term benefit partner, dedicated to supporting you through every stage of life. Our mission is to educate, empower, and protect our clients, helping them navigate complex insurance systems with confidence and clarity.
Services
Medicare Central
Employee Benefits
Life Insurance
Disability Insurance
Medicare Supplement
Details
- Year established: 2004
Highlights and features
- 20+ years of experience in insurance services
- 1000+ satisfied local clients served
- Medicare-certified advisors with state-specific expertise
- Quick response times for client inquiries
- Commitment to ethical, client-first service
What people say
Very knowledgeable
Compassionate person
Quickly to calls
Trust her information
Super happy
Services
Medicare Central
Our Medicare Central service offers personalized assistance navigating Medicare enrollment, plan selection, and ongoing support. We specialize in Medicare Advantage, Supplement, and Part D plans, ensuring clients find coverage that aligns with their healthcare needs and budget. With deep expertise in local provider networks and plan options, we simplify the complexities of Medicare for San Diego residents.
Employee Benefits
We design custom employee benefit packages that balance affordability with comprehensive care. Our solutions include health, dental, vision, and retirement plans tailored to employer and employee needs. By analyzing business goals and workforce demographics, we create competitive benefit strategies that enhance workplace satisfaction and retention.
Life Insurance
Our life insurance services provide financial security for families and businesses through term and permanent policies. We help clients select coverage amounts and structures that protect dependents, cover debts, and ensure business continuity. With access to top-rated insurers, we offer flexible options to meet diverse financial planning goals.
Disability Insurance
We offer short- and long-term disability insurance to safeguard income against unexpected illness or injury. Our policies ensure financial stability by replacing a portion of lost wages, allowing clients to maintain their standard of living during recovery periods. We tailor coverage to individual risk profiles and occupational needs.
Medicare Supplement
Our Medicare Supplement Insurance (Medigap) plans fill gaps in Original Medicare coverage, covering copayments, coinsurance, and deductibles. We guide clients through plan options (A-N) to find policies that minimize out-of-pocket costs while maximizing flexibility in choosing healthcare providers within Medicare networks.
People
Terri Yurek
President
With over 20 years in insurance, Terri founded her agency to address the needs of San Diego's aging population. She specializes in Medicare solutions and holds licenses in health, life, and property & casualty insurance. Terri prioritizes client education and ethical service.
Joe Mahoney
Broker
Joe specializes in Medicare health insurance, ensuring clients understand enrollment options and coverage details. He brings clarity to complex plans, focusing on transparency and client empowerment through informed decision-making.
Lisa Whitley
Broker
Lisa has over 20 years of experience in San Diego's insurance market. She focuses on Medicare solutions for seniors, combining local market knowledge with personalized service to address clients' evolving healthcare needs.
Questions
Who is eligible for Medicare?
Individuals aged 65+, younger people with disabilities, and those with End-Stage Renal Disease qualify for Medicare.
What are the different parts of Medicare?
Medicare includes Part A (Hospital), Part B (Medical), Part C (Advantage), and Part D (Prescription Drug Coverage).
How do I enroll in Medicare?
Enroll online via Social Security, by phone, or in person during your 7-month Initial Enrollment Period around age 65.
Can I change my Medicare plan after enrolling?
Yes, during Annual Enrollment (Oct 15-Dec 7) or Medicare Advantage Open Enrollment (Jan 1-Mar 31).
What other services does Terri Yurek offer?
We also provide life/disability insurance for individuals and employee benefits solutions for businesses.
Videos
Reviews (4)
Dave Haigh
Jul 07, 2021
Report
Positive:Professionalism,Responsiveness
Terri Yurek is well versed in health insurance and stays current with annual changes. She has been very responsive to all our needs for medical, Medicare, and prescription drug. She takes care to get us into the best plan for our specific needs as they change from year to year. I highly recommend her agency.
Terri Yurek is well versed in health insurance and stays current with annual changes. She has been very responsive to all our needs for medical, Medicare, and prescription drug. She takes care to get us into the best plan for our specific needs as they change from year to year. I highly recommend her agency.
Kathy Chaanine
Jul 06, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Terri is an expert on Medicare and Medicare supplement plans. She helped my husband on a short notice, and we are very thankful for her. She spent quality time helping him, answering all our questions. She is very knowledgeable, professional, caring and kind. Highly, highly we recommend her.
Terri is an expert on Medicare and Medicare supplement plans. She helped my husband on a short notice, and we are very thankful for her. She spent quality time helping him, answering all our questions. She is very knowledgeable, professional, caring and kind. Highly, highly we recommend her.
Pam B.
Jun 28, 2021
Report
Terri Yurek and her exceptional team of insurance professionals have assisted my husband and myself with our Medicare, Medigap, Medicare Advantage and Dental insurance policies for several years. Due to their unmatched expertise in the insurance field, we feel we are receiving the best possible health care options for our particular needs, and we consider it a privilege to work with this excellent company.
Kathy Chaanine
Jun 22, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Terri is an expert on Medicare and Medicare supplement plans. She helped my husband on a short notice, and we are very thankful for her. She spent quality time helping him, answering all our questions. She is very knowledgeable, professional, caring and kind. Highly, highly we recommend her.
Terri is an expert on Medicare and Medicare supplement plans. She helped my husband on a short notice, and we are very thankful for her. She spent quality time helping him, answering all our questions. She is very knowledgeable, professional, caring and kind. Highly, highly we recommend her.
