Business Details
50+ Years
experience
Your Trusted Credit Union in Abilene, TX
Established in 1930, First Priority Credit Union has served the Big Country community for over nine decades. Our mission centers on providing accessible financial services through a member-owned cooperative model, prioritizing personalized solutions over profit-driven motives. We offer competitive loan rates, diverse savings opportunities, and modern conveniences like mobile banking while maintaining a community-focused approach. Governed by a volunteer board elected from our membership, we operate under strict ethical standards and financial transparency. With over $15 million in assets and 1,400 members, we serve individuals across seven Texas counties through our physical branch and digital platforms. Our history of mergers and expanded eligibility reflects our commitment to financial inclusion, welcoming anyone who lives, works, or worships in the region.From our original postal employee roots to today's broader membership base, we maintain the same core principle: treating members as family rather than account numbers. Our team combines deep local knowledge with decades of financial expertise, including leadership with over 30 years of credit union experience. We emphasize financial education through resources like our blog, covering topics from fraud prevention to budgeting strategies. Backed by federal insurance and state regulatory oversight, we provide secure, reliable services that adapt to evolving member needs while maintaining our founding values.
Services
Auto Loans
Mortgage Loans
Personal Loans
Savings Accounts
Checking Accounts
Mobile Banking
Credit Cards
IRA Accounts
Loan Refinancing
Financial Education
Details
- Year established: 1930
Highlights and features
- We've served the Big Country community since 1930 with personalized financial solutions
- Our not-for-profit structure returns value directly to member-owners
- Local decision-making ensures tailored financial products for regional needs
- Leadership team with combined 70+ years of credit union experience
- Federally insured accounts protect member deposits up to $250,000
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
So helpful
Always have a smile
Best rates
Personalized solutions
Financial education resources
Services
Auto Loans
Competitive auto loan programs with flexible terms and low rates. We help members finance new and used vehicles with personalized payment options. Our experienced loan officers provide guidance through the entire auto financing process.
Mortgage Loans
Comprehensive mortgage lending services for home purchases and refinancing. We offer pre-approval processes and tailored solutions for first-time buyers and experienced homeowners. Our local expertise simplifies Texas property financing.
Savings Accounts
Secure savings options including regular shares, Christmas clubs, and IRA accounts. Members earn competitive dividends while maintaining liquidity. Specialized savings programs help achieve specific financial goals.
Mobile Banking
24/7 access to account management through our mobile app and online banking. Features include remote deposits, bill payments, and early paycheck access. Priority Pay service streamlines financial management for members.
Personal Loans
Flexible personal loan options for debt consolidation, major purchases, or emergency expenses. We offer competitive rates with reasonable credit requirements. Loan specialists provide personalized financial solutions.
People
Lisa Cox
Loan Officer
With 35+ years of credit union experience since 1996, Lisa specializes in helping members find financial solutions for car purchases and vacation financing. She prioritizes personal service and community connections.
Cathy Higgins
President
Leading as President since 1996, Cathy brings 42 years of financial industry expertise. With an accounting background from Hardin Simmons University, she focuses on strategic growth and member satisfaction.
Questions
How do I become a member?
Anyone living, working, or studying in the Big Country region can join. Visit our branch or apply online to start membership.
What loan types do you offer?
We provide auto loans, mortgages, personal loans, signature loans, and refinancing options with competitive rates.
Are my deposits insured?
Yes, all savings accounts receive federal insurance up to $250,000 through the National Credit Union Administration.
Do you have mobile banking?
Our mobile app offers remote deposits, bill payments, and early paycheck access through Priority Pay features.
Can I report a lost card after hours?
Call 1-800-682-6075 immediately to report lost or stolen cards outside regular business hours.
What financial education resources exist?
Our blog provides tips on budgeting, fraud prevention, and financial planning with practical money management advice.
Reviews (4)
David Al-Shoufi
May 22, 2021
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They honor their own checks! Most places will not cash a check for a non account holder without penalizing them with a fee. This place does and I like that! 2 thumbs up from me, keep up the good work!
Tim Mccall
Dec 15, 2018
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Before my dad passed away he got my wife and I into the credit union, it is the best thing he ever did for us, thanks dad, we sure miss you.
Kristin Gonzales
Aug 01, 2018
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Marissa and Lisa are so amazing to work with. The entire staff there is amazing. I have been with them for 15 years and I would not change a thing.
Helen Kimzey
Aug 23, 2017
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Since 1988, First Priority CU (formerly Abilene Postal Employees' CU) has provided excellent service. I count on the staff for sound financial advice. My accounts remain at FPCU because of the caring personal service.
