Erik B Atzbach

Since 2010 I've helped hundreds of clients get rid of their debt, save their homes, strip their second mortgages, pay their back taxes and reduce the interest rate and principal on their car loans. I have stopped their garnishments, foreclosures and lawsuits. A filing under chapter 7 is called a liquidation, which is the most common type of bankruptcy proceeding.

A filing under chapter 13 reorganization is a repayment plan to creditors under the supervision of the bankruptcy court and.