Business Details
Your Trusted Partner for Financial Advisory Services
Stout Capital Management is an independent, fee-only Registered Investment Advisor dedicated to providing comprehensive wealth management services. With over 15 years of experience and a combined 60 years of expertise in academia, tax planning, corporate finance, and investment management, we prioritize our clients' best interests through a fiduciary oath. Our approach combines cutting-edge technology, science-based investment practices, and transparent financial advice to deliver a superior client experience. We act as a personal CFO, coordinating with accountants, attorneys, and insurance agents to align financial strategies with life goals. Our independence from broker-dealers and banks ensures unbiased guidance, while our custom investment portfolios and low-cost institutional funds aim to maximize long-term returns.We specialize in retirement planning, estate planning, and qualified retirement plans, including 401(k)s and pension plans. Our process begins with understanding clients' unique goals, followed by tailored financial roadmaps and ongoing portfolio management. We emphasize education, risk management, and emotional discipline to help clients navigate complex financial decisions. Committed to transparency, we eliminate commissions and hidden fees, focusing solely on fiduciary-driven solutions. Our mission is to empower clients to live life on their own terms by simplifying financial complexities into actionable, understandable strategies.
Services
Wealth Management
Qualified Retirement Plans
Financial Planning
Investment Management
Estate Planning
Retirement Planning
401(k) Design
Pension Plans
Financial Coaching
Risk Management
Highlights and features
- We operate as a fiduciary, legally obligated to act in your best interest.
- Our fee-only structure eliminates conflicts of interest from commissions or sales charges.
- We combine 60+ years of collective expertise in tax, investment, and corporate finance.
- Custom investment portfolios use low-cost institutional funds from Vanguard and DFA.
- We manage qualified retirement plans with transparent, cost-effective 401(k) solutions.
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Wealth Management
Our wealth management services integrate financial planning, investment management, and life goal alignment. We act as a personal CFO, coordinating with your professional advisors to create customized strategies for retirement, education savings, and intergenerational wealth transfer. Using Modern Portfolio Theory, we build diversified portfolios with low-cost institutional funds to maximize risk-adjusted returns.
Qualified Retirement Plans
We design and manage employer-sponsored retirement plans, including 401(k)s and pension plans. Our fiduciary approach eliminates commissions, offering transparent fee structures and institutional investment options. We handle administrative burdens, compliance, and employee education, allowing business owners to focus on operations while providing competitive retirement benefits.
Financial Planning
Our financial planning process translates life goals into actionable strategies. Through discovery meetings and scenario analysis, we address tax planning, estate planning, and risk management. Plans evolve with life changes, offering flexibility for newlyweds, pre-retirees, and everyone in between, with implementation support for ongoing portfolio management.
Investment Philosophy
We employ a science-based investment approach grounded in Modern Portfolio Theory. Using low-cost mutual funds from Dimensional Fund Advisors and Vanguard, we emphasize diversification, asset allocation, and long-term market efficiency. Our strategy avoids market timing, focusing on risk-appropriate returns through disciplined, evidence-based investing.
Estate Planning
Our estate planning services coordinate with legal and tax professionals to ensure seamless wealth transfer. We address tax efficiency, beneficiary designations, and legacy goals, integrating these strategies into comprehensive wealth management plans. This ensures clients' financial legacies align with their personal values and family needs.
People
Gary Stout
CEO/Founder
Gary Stout founded Stout Capital Management with a vision for fiduciary-driven wealth management. He brings decades of expertise in financial planning and investment strategy, emphasizing client-first principles and evidence-based investing.
Tom Stout
President
Tom Stout leads daily operations at Stout Capital Management, leveraging his corporate finance and tax planning background. He focuses on delivering transparent retirement solutions and personalized investment strategies for individuals and businesses.
Questions
What services does Stout Capital Management offer?
We provide wealth management, financial planning, qualified retirement plans, investment advisory services, and estate planning. Our fiduciary approach focuses on personalized strategies using low-cost institutional funds.
Are you fiduciary financial advisors?
Yes, we operate as Registered Investment Advisors under a fiduciary oath, legally required to act in clients' best interests without commissions or product sales incentives.
How do you charge for services?
We use a transparent fee-only structure based on assets under management. There are no hidden fees, commissions, or sales charges for our investment or advisory services.
Do you work with retirement plans?
Yes, we design and manage qualified retirement plans including 401(k)s, profit-sharing plans, and pension plans for businesses, emphasizing transparency and cost-effective solutions.
What investment strategy do you use?
Our strategy follows Modern Portfolio Theory with diversified, low-cost mutual funds from Dimensional Fund Advisors and Vanguard, focusing on long-term market efficiency rather than market timing.
How are you different from other advisors?
We combine 60+ years of collective experience with a strict fiduciary standard, using evidence-based investing and eliminating conflicts of interest through our fee-only structure.
