Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in San Bernardino
Founded in 1952, Thinkwise Credit Union Credit Union began as a small financial initiative by San Bernardino School District employees. Over seven decades, we have evolved into a trusted community-driven institution serving educational communities across Orange, Riverside, and San Bernardino Counties. Our cooperative structure ensures members benefit from democratic governance, competitive financial products, and personalized service.With a focus on innovation and integrity, we offer a full range of banking solutions, including loans, savings accounts, and business services, all backed by NCUA insurance. Our executive team and board of directors prioritize member needs, ensuring financial stability and community impact remain central to our mission.
Services
Auto Loans
Credit Cards
Home Loans
Personal Loans
Business Checking
Savings Accounts
HELOC
Recreational Loans
Student Loans
Business Services
Details
- Year established: 1952
Highlights and features
- We serve educational communities with tailored financial solutions since 1952.
- Our NCUA-insured accounts protect deposits up to $250,000.
- We offer competitive APRs on auto, personal, and home loans.
- Our board and executives prioritize member-driven governance and transparency.
- We provide business banking services for educational institutions and nonprofits.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loans with APRs starting at 5.49%, tailored for new and used vehicle purchases. Our flexible terms and quick approval process ensure members secure reliable transportation. Dedicated support helps borrowers navigate financing options.
Business Checking
Our business checking accounts cater to educational institutions and nonprofits, featuring low fees and robust financial tools. Services include ACH origination and business credit cards. We prioritize seamless banking for growing organizations.
HELOC
Home equity lines of credit start at 3.75% APR, providing flexible funds for home improvements or major expenses. We offer personalized guidance to maximize equity while ensuring responsible borrowing.
Savings Accounts
From standard savings to certificates of deposit, we deliver secure options with competitive rates. Our accounts emphasize financial growth and accessibility for individual and business needs.
Credit Cards
VISA Platinum Cards feature APRs starting at 7.25%, with rewards programs and fraud protection. We focus on credit solutions that build financial confidence and purchasing power.
People
John Doe
CEO
John Doe leads Thinkwise Credit Union Credit Union with a focus on strategic growth and member advocacy. He champions innovation while maintaining the institution's founding principles of community service.
Jane Smith
Chief Financial and Lending Officer
Jane Smith oversees financial operations and lending, ensuring fiscal stability and member-centric loan programs. Her expertise in risk management drives sustainable growth and member trust.
Michael Brown
COO
Michael Brown manages daily operations and member experience, integrating technology to enhance service efficiency. He leads initiatives to improve branch and digital banking accessibility.
Questions
Who is eligible to join Thinkwise Credit Union?
Eligibility includes educational employees, retirees, family members, and businesses supporting education in Orange, Riverside, or San Bernardino Counties.
What loan options are available?
We offer auto, home, personal, recreational, student, and business loans with competitive APRs and flexible terms.
Are my deposits insured?
Yes, accounts are federally insured up to $250,000 by the NCUA, a U.S. government agency.
How can I access online banking?
Visit our website to enroll in digital banking for 24/7 account management, bill pay, and real-time payments.
Do you offer business banking services?
Yes, we provide business checking, savings, credit cards, and lending tailored for educational institutions and nonprofits.
Reviews (4)
Kim Chapman Alvarez
Oct 13, 2021
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Why have atm locations listed on your website as able to go to if they are not for public use. My family friend daughter who does not do mobile app or online has to make deposits and couldnt since branch not open till 930. Went to atm listed and they said not for public use. Was a huge waste of gas and time
Robert M.
Jun 25, 2021
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Don't go to this place they are discriminating to new clients. They will not allow you to open account unless you work for a school district or a family member. Anyone can lie bring a friend and say they are a family member. They also had nothing to do and all the banker female looked at me in group watch me walk out and laugh was rude and weird. The place doesn't even pay enough interest.
Jacqueline Garza
Jan 06, 2020
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I absolutely love Think wise credit Union, they are very personable and provide the best customer service. Cynthia , recently assisted me when I had fraud on my card, overall, they take great care of the members.
Gary Duncan
Dec 10, 2019
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How wonderful Taresa Pike has been to me throughout the years. Also Paige and George have been so very helpful, and I have just enjoyed working with and being apart of think wise credit union. Thank you so very much for helping me... I recommend think wise to all my friends!
