
Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before. We use technology to provide face-to-face consultation for clients that want to meet with their loan officer.
Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. The company was started by Michael Ninomiya, who has 16 years' experience in the mortgage industry after spending 15 years' on the trading floors on Wall Street. As a result of his expertise in both the real estate and banking industries, Mike saw the need to innovate the entire home loan process.
Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. The company was started by Michael Ninomiya, who has 16 years' experience in the mortgage industry after spending 15 years' on the trading floors on Wall Street. As a result of his expertise in both the real estate and banking industries, Mike saw the need to innovate the entire home loan process.
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About Us
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Founded by Michael Ninomiya, Clear 2 Close Home Loans innovates the entire home loan process to bring lower rates to buyers. As a result of 16 years in the mortgage industry, Michael met and developed relationships with numerous mortgage brokers and lenders. As a branch manager, regional manager and owner with various companies, Michael hired and recruited loan officers, processors, and administrators throughout the industry.
Meet The Team
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The Clear 2 Close Home Loans Team prides ourselves on providing the best service in the business. Every team member at Clear 2 Close Home Loans lives our company culture of "client's first" and "service is our priority". All of our team members are experienced professionals who have made it their personal mission to help families get their dream home.
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Gain fierce loyalty from clients who save thousands of dollars and faster closings. This loyalty creates an endless stream of referrals from the happy client, enabling you to work smarter - not harder. If you're selling your home on your own, without a real estate broker, we provide an opportunity to post your home on our site.
Testimonials
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I don't have words to express you my gratitude for your incredible work. All the lengthy hours, all the problems and all the non-sense that you endured and for God's grace, you prevailed! You are a true champion! The only person I trust to handle my mortgage is Mike Ninomiya and his team at Clear 2 Close Home Loans.
Realtor Services
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Real estate agents who complete a profile for Clear 2 Close Home Loans and qualify for our Realtor Business Enhancing Program, will receive leads generated through our lead referral system. Our FSBO (For Sale By Owner) program generates additional leads. All leads are distributed randomly to participating Realtors in our Business Enhancing Program.
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