Business Details
Your Trusted Independent Insurance Partner in Sarasota
Michael Gildar Insurance is dedicated to providing personalized, client-focused insurance solutions tailored to meet individual needs. With a commitment to integrity and professionalism, we prioritize our clients' interests by offering comprehensive coverage options across life insurance, Medicare, annuities, and long-term care insurance. Our independent agent status allows us to shop multiple carriers to secure competitive rates and customized policies.We pride ourselves on attentive service, ensuring clients receive guidance that aligns with their financial goals and protection requirements. Our expertise spans decades, emphasizing transparency, ethical practices, and ongoing policy reviews to adapt to evolving client needs. By fostering trust through clear communication, we aim to exceed expectations while simplifying complex insurance decisions for individuals and families nationwide.
Services
Life Insurance
Medicare Plans
Annuities
Long Term Care Insurance
Policy Reviews
Highlights and features
- We offer independent agent access to multiple insurance carriers for competitive rates.
- Our client-centric approach prioritizes your financial security and satisfaction.
- We provide tailored insurance solutions customized to individual needs and goals.
- We emphasize transparency and ethical practices in all client interactions.
- We conduct annual policy reviews to ensure ongoing alignment with your needs.
Services
Life Insurance
We offer term, universal, and whole life insurance policies designed to provide financial security for dependents. Our solutions cater to diverse needs, including final expense coverage, income replacement, and estate planning. By partnering with top-rated carriers, we ensure competitive rates and flexible terms tailored to your unique circumstances.
Medicare Plans
Our Medicare solutions include Medigap, Advantage, and Part D prescription drug plans. We help clients navigate enrollment, compare options, and select coverage that balances cost and benefits. With expertise in 2025 plan changes, we simplify complex decisions to ensure optimal healthcare protection for retirees.
Annuities
We provide fixed, indexed, and immediate annuities to create reliable retirement income streams. Our guidance focuses on risk management, tax advantages, and long-term growth potential. We explain contractual guarantees and help clients determine if annuities align with their overall financial strategy.
Long Term Care Insurance
Our long-term care policies address nursing home, assisted living, and in-home care costs. We educate clients on hybrid options, traditional coverage, and strategies to protect savings. By comparing multiple carriers, we identify solutions that balance affordability with comprehensive protection for future care needs.
People
Michael Gildar
Independent Insurance Agent
Michael Gildar Insurance is a licensed independent insurance agent serving clients nationwide with expertise in life, Medicare, and retirement planning. He focuses on personalized service, ethical guidance, and annual policy reviews to ensure ongoing client satisfaction.
Questions
What types of insurance do you offer?
We offer life insurance, Medicare plans, annuities, and long-term care insurance tailored to individual needs.
Are you affiliated with specific insurance companies?
We are independent agents representing 10+ carriers to provide competitive quotes and diverse coverage options.
Do you serve clients outside Florida?
Yes, we serve clients nationwide, though our physical office is located in Sarasota, Florida.
Can you help review existing policies?
Yes, we offer free policy reviews to ensure your current coverage remains optimal for your needs.
What are your business hours?
We are open Monday-Friday 8:30 AM-5:30 PM (3:00 PM Friday) and available via voicemail after hours.
How do you customize insurance solutions?
We assess your unique needs, then shop multiple carriers to create cost-effective, personalized coverage plans.
Reviews (6)
Paul Macchi
Sep 06, 2019
Report
I recently utilized Mr. Gildar's services to help me sort through the Medicare/Part D/Supplemental insurance maze. I feel so fortunate that someone had recommended him to me. Michael was everything his past client had said he was--efficient, kind, knowledgeable and trustworthy. Most important, I really believe he was steering me in the direction that best suited my needs, not the one from which he would receive the highest commission. Not pushy at all, which is a breath of fresh air. He took the time to follow up with me on multiple occasions to make sure I had done certain things that needed to
Renata Zalewski
Dec 21, 2016
Report
I would like to thank you and commend Michael Gildar on the excellent work he has done for me.
Michaels knowledge and understanding of various Medicare Insurance Plans, his attention to details and his caring attitude helped me in expediting my health insurance decisions. Michael has shown what an excellent agent should be! I would definitely refer friends and neighbors to Michael. Once again, it was an absolute pleasure working with you! Great job Michael!
Michaels knowledge and understanding of various Medicare Insurance Plans, his attention to details and his caring attitude helped me in expediting my health insurance decisions. Michael has shown what an excellent agent should be! I would definitely refer friends and neighbors to Michael. Once again, it was an absolute pleasure working with you! Great job Michael!
Sherrie Sirkin
Oct 18, 2016
Report
Michael Geldar has been our insurance agent for five years. My husband and I continue to be extremely satisfied with Michael for many reasons. He is knowledgeable, trustworthy, and gives well thought out advice after doing research on any questions we may have. Best of all is how quickly Michael will respond when called.
Jr Zalewski
Sep 04, 2016
Report
Recently, as a fresh retiree, I have faced critical decision: Which Medicare Insurance Plan should I select? I was fortunate to call Mr. Michael Gildar. He responded swiftly, and very patiently answered all my questions. His personal involvement and follow-up were outstanding! I would highly recommend his insurance services to others! Thank you Michael!
Wendy Wicks
Jul 06, 2016
Report
Michael did an amazing job assisting me in finding the perfect Medicare Supplement. When we first met he brought information on numerous options and carefully went through those options, making it really clear for someone whose head spins when talking about health insurance. Once I selected the plan, he assisted me in filing out the application. And his sense of humor made what could have been a stressful process very comfortable and easy. I am happy to recommend Michael!
Lawrence Lippert
Jun 24, 2016
Report
When I turned 65, it was time to start Medicare. I knew one of the several supplements would probably be needed. But, I was also confused.It was a stroke of luck that I was introduced to Michael Gildar. ...
... he was gracious and helpful in explaining the various options available with different insurance programs to expand on the basic Medicare coverage. He did push me a bit to make a decision but not in a manner that I found overbearing. Just a follow up call to see if I had any questions or was ready to make a decision. I finally did reach a decision and then Michael was most helpful in completing
... he was gracious and helpful in explaining the various options available with different insurance programs to expand on the basic Medicare coverage. He did push me a bit to make a decision but not in a manner that I found overbearing. Just a follow up call to see if I had any questions or was ready to make a decision. I finally did reach a decision and then Michael was most helpful in completing
