Give us a call at (619) 296-0005 for a free review and quote, and expect the best available rates and coverage for personal and business insurance San Diego can offer. Our agency offers San Diego business insurance for small businesses like retail stores, restaurants, motels and hotels, supermarkets/grocery stores, barber/beauty salons, bakeries, garage operations, car washes, and others.
We do exactly what you expect from us - provide business insurance in San Diego County, tailored to your business needs at unbeatable prices. We offer lower business insurance cost programs for almost all types of businesses in San Diego, California. Hotel, motel and hospitality insurance protects you from inconveniences caused by negligent travelers, lawsuits, or natural disasters.
We do exactly what you expect from us - provide business insurance in San Diego County, tailored to your business needs at unbeatable prices. We offer lower business insurance cost programs for almost all types of businesses in San Diego, California. Hotel, motel and hospitality insurance protects you from inconveniences caused by negligent travelers, lawsuits, or natural disasters.
Services
Commercial
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Commercial insurance is one of the most important investments that you as a business owner can make, because it can be the main instrument for securing a future without stress caused by unexpected circumstances. H&M Insurance offers several different types of commercial policies with the goal to meet various insurance needs.
Commercial Auto
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You need confidence in your commercial auto insurance in California. H&M Insurance agency insures all types of business vehicles, including commercial trucks, semi-trucks, tow trucks, tractor-trailers, dump trucks, business vans, and more. Whether you use your car or a fleet of pickups, box trucks and even trailers, we provide the liability, personal injury/medical, comprehensive, collision coverage, and more.
Fleet Insurance
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We are a top California fleet insurance company that offers custom design policy for commercial vehicles, including passenger vehicles, cargo transports, food trucks, rant a car fleets, taxi fleets, semis, and trailers with the expertise and experience required to deliver a suitable policy that meets your budget.
Business
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Starting a business requires great investments. As business owner you need to protect property against great financial losses and unforeseen circumstances. You need to have insurance the moment you start running your company and this kind of insurance is known by the name Business owners Policy or simply BOP.
Workers Comp
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California law requires employers to have workers compensation insurance if they have even one employee. This type of insurance is an affordable benefit that protects your company and your employees at the same time. Having workers compensation is good for you as an owner, because without the right coverage, an injured worker might sue your company.
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