Business Details
33 Years
experience
Your Trusted Partner for Financial Planning Solutions
Meridian Financial has operated as independent fee-only fiduciary advisors since 1993, prioritizing client interests through a commitment to transparency and ethical standards. Our team specializes in comprehensive financial planning, investment management, and wealth preservation strategies tailored to individual client needs. With over 25 years of experience and affiliations with leading industry organizations like NAPFA and the CFP Board, we provide personalized solutions for retirement planning, tax optimization, estate planning, and risk management. Our firm adheres to the fiduciary standard, ensuring all recommendations align with client objectives without conflicts of interest.We serve clients in Massachusetts and New Hampshire, offering both in-person and virtual consultations to accommodate diverse client preferences. Our dedication to continuing education and client-centric approach has earned recognition as top wealth managers by Boston Magazine and Paladin Registry. By focusing on long-term relationships and holistic financial strategies, we help clients achieve financial security and realize their life goals.
Services
Financial Planning
Investment Management
Retirement Planning
Estate Planning
Tax Planning
Insurance Analysis
Wealth Management
College Planning
Long-Term Care Planning
Charitable Giving Strategies
Details
- Year established: 1993
Highlights and features
- We have operated as fee-only fiduciaries since 1993.
- Our team includes CERTIFIED FINANCIAL PLANNER professionals.
- We provide personalized financial strategies without product commissions.
- We adhere to the fiduciary standard of care legally required to prioritize client interests.
- Recognized as top wealth managers by Boston Magazine and Paladin Registry.
Associations and certifications
- Better Business Bureau
- NAPFA
- CFP Board
What people say
Highly knowledgeable
Experienced and trustworthy
Expert financial advice
Thoroughly explained options
Sound estate plan
Services
Financial Planning
We create customized financial plans addressing all aspects of your financial life, including retirement, tax, and estate strategies. Our approach focuses on long-term goals while adapting to changing life circumstances. Clients benefit from our fiduciary commitment to prioritize their interests without conflicts of interest.
Investment Management
Our investment strategies align with individual risk tolerance and financial goals, emphasizing diversified portfolios and tax-efficient allocations. We continuously monitor market conditions to optimize returns while maintaining client-specific parameters. This service ensures investments support broader financial objectives rather than operating in isolation.
Retirement Planning
We develop comprehensive retirement strategies covering withdrawal rates, tax implications, and income generation. Our approach ensures sustainable income throughout retirement while minimizing tax burdens. Clients receive personalized guidance on maximizing retirement account benefits and coordinating multiple income sources.
Estate Planning
Our estate planning services focus on minimizing taxes, ensuring proper asset distribution, and creating effective gifting strategies. We collaborate with legal professionals to establish complete documentation and proper asset titling. This service helps preserve wealth for future generations while fulfilling clients' charitable intentions.
Tax Planning
We implement strategies to reduce tax liabilities through efficient asset location and distribution planning. Our approach considers lifetime tax expectations and future rate changes to maximize after-tax returns. Clients benefit from coordinated tax-saving opportunities across investment, retirement, and estate planning components.
Questions
What makes Meridian Financial Advisors different from other firms?
We operate as fee-only fiduciaries with no product commissions, ensuring recommendations prioritize client interests over profit motives.
Are you legally required to act in my best interest?
Yes, as Registered Investment Advisers, we have a legal fiduciary duty to put client interests above all other considerations.
What financial planning process do you use?
We follow a comprehensive process identifying goals, analyzing current situations, developing strategies, implementing plans, and providing ongoing monitoring.
Do you serve clients outside Massachusetts?
Yes, we work with clients nationwide through virtual meetings while maintaining local offices in Holliston and Cape Cod.
What credentials do your advisors hold?
Our team includes CERTIFIED FINANCIAL PLANNER professionals and NAPFA-registered advisors with extensive continuing education.
How are your fees structured?
We use transparent fee-only compensation based on assets under management, with no hidden charges or performance-based bonuses.
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