Business Details
Your Trusted Partner for Financial Planning & Investment Management
Fragasso Financial Advisors has dedicated nearly half a century to guiding individuals, families, businesses, and nonprofits through complex financial landscapes. Our mission centers on delivering personalized, objective advice tailored to each client's unique goals, ensuring peace of mind to pursue life's aspirations. With a collaborative team of credentialed professionals, we integrate holistic financial planning and in-house portfolio management to provide seamless, expert-driven solutions. Our investment philosophy prioritizes low-cost, diversified portfolios aligned with client risk profiles, monitored quarterly and adjusted to evolving market conditions.Backed by an internal Investment Committee and decades of experience, we emphasize transparency, proactive communication, and a fiduciary commitment to client success. Recognizing the emotional weight of financial decisions, we approach every relationship with empathy, focusing on long-term stability over short-term trends. Our culture of collaboration, trust, and community engagement underscores our belief that financial guidance should empower both individuals and the broader society.
Services
Financial Planning
Investment Management
Retirement Planning
Estate Planning
Business Exit Planning
Tax Strategy
Portfolio Management
Nonprofit Advisory
Wealth Transfer
Market Analysis
Highlights and features
- We offer over 50 years of combined experience in fiduciary financial planning and portfolio management.
- Our team operates with full transparency, avoiding proprietary products to prioritize client interests.
- We provide seamless integration of financial planning and in-house investment management services.
- Quarterly portfolio reviews ensure strategies remain aligned with evolving market conditions and client goals.
- A collaborative culture fosters diverse expertise, with professionals holding credentials like CFP, CFA, and CEPA.
Associations and certifications
- SEC Registered Investment Advisor
- FINRA
- SIPC
Services
Financial Planning
Our financial planning service creates customized roadmaps for long-term goals, incorporating cash flow analysis, risk management, and tax-efficient strategies. We address retirement, education funding, and wealth transfer needs while adapting to life changes. Clients receive ongoing guidance to maintain financial stability through economic shifts.
Investment Management
We construct diversified portfolios using low-cost passive and active investments tailored to risk tolerance and objectives. Quarterly rebalancing maintains alignment with targets, while our Investment Committee monitors market trends. Transparent reporting ensures clients understand portfolio performance and strategic adjustments.
Retirement Planning
This service evaluates retirement readiness through income projections, Social Security optimization, and withdrawal strategies. We help clients navigate 401(k)s, IRAs, and pension plans while addressing tax implications. Regular reviews adjust for market volatility and evolving personal circumstances.
Business Exit Planning
Designed for business owners, this service outlines strategies for transitioning ownership while maximizing value. We coordinate with legal and tax professionals to address estate tax implications, succession timelines, and wealth preservation for future generations.
Estate Planning
Our estate planning service coordinates with attorneys to create wills, trusts, and charitable giving strategies. We focus on minimizing tax burdens, ensuring asset distribution aligns with client wishes, and providing liquidity for heirs through insurance and investment vehicles.
People
Robert Fragasso
Founder
With over 50 years in finance, Robert established Fragasso Financial Advisors to prioritize client needs over commissions. His leadership shaped the firm's fiduciary culture, emphasizing long-term relationships and community impact through initiatives like mobile pet clinics.
Michael Godwin
Chief Investment Officer
CFA charterholder Michael Godwin oversees portfolio strategy with 25+ years in asset management. He leads the Investment Committee, focusing on diversified, risk-appropriate solutions while maintaining transparent communication with clients about market dynamics.
Jim Sinegal
Senior Investment Analyst
Jim Sinegal specializes in market research and portfolio analysis, leveraging his expertise to support strategic decision-making. He contributes to quarterly investment outlook reports and client education materials about economic trends and portfolio positioning.
Will Skidmore
Trading Analyst
FMVA-certified Will Skidmore manages portfolio implementation and rebalancing operations. He ensures timely execution of investment strategies while monitoring tax-efficient opportunities and maintaining compliance with regulatory standards.
Serhiy Zayats
Portfolio Operations Manager
Serhiy Zayats oversees portfolio operations, focusing on client reporting accuracy and process efficiency. He collaborates with advisors to ensure seamless implementation of financial plans and addresses technical aspects of investment management.
Questions
What services does Fragasso Financial Advisors offer?
We provide financial planning, investment management, retirement strategies, estate planning, business exit planning, and tax-efficient solutions tailored to individual and organizational needs.
How is Fragasso different from other financial firms?
We separate financial planning and portfolio management roles to eliminate conflicts of interest, using no proprietary products while maintaining in-house investment oversight through dedicated teams.
Can I access my investment portfolio online?
Clients use our secure portal for real-time account access, transaction history, performance reports, and document sharing with their advisory team.
How often do you review investment portfolios?
Portfolios receive quarterly reviews for rebalancing, with additional adjustments made during significant market shifts or client life changes.
Do you work with out-of-state clients?
We serve clients nationwide where registered, with virtual consultations available for those outside our Sewickley and McMurray, PA offices.
How can I schedule a consultation?
Contact us at 412-227-3200 during business hours or complete our online form to arrange a complimentary phone consultation with an advisor.
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