Purchasing a home is a wonderful accomplishment that can bring you and your family a great deal of joy. At JZ Mortgage Services, Inc., we take pride in helping our clients navigate the process of getting a mortgage fast and at a fair rate. Our certified mortgage brokers have may years' experience in Bradenton, Sarasota, St. Petersburg, Tampa and surround areas, so we know what it takes to get things done in the neighborhood where you want to be.
We work with hundreds of lenders and can cut through the red tape that holds back big banks from giving you the fast, straightforward loan you desire. Whether you need a traditional mortgage, refinancing or a special type of mortgage like an FHA loan, we have you covered. We are ready to make a mutually beneficial deal that helps you get into the home of your dreams.
We work with hundreds of lenders and can cut through the red tape that holds back big banks from giving you the fast, straightforward loan you desire. Whether you need a traditional mortgage, refinancing or a special type of mortgage like an FHA loan, we have you covered. We are ready to make a mutually beneficial deal that helps you get into the home of your dreams.
Services
About Us
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JZ Mortgage Services was founded by James Zielinski. Our vision is to provide outstanding loan consulting services, access to the best programs and rates available, and help our clients achieve the American dream of owning a home. Most banks and lenders have overlays such as a minimum credit score of 620.
Realtors
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At JZ Mortgage Services, Inc., we value mutually beneficial relationships with Realtors. Our licensed mortgage brokers work with hundreds of lenders, and we can finance mortgages for many clients who might otherwise be turned down for a loan. If you are a Realtor who works with clients in Bradenton, Sarasota, St. Petersburg, Tampa and surrounding areas in Florida, we would love to coordinate with you.
Conventional Loans
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Any loan that is not guaranteed by a government agency is considered a conventional loan. Government agencies such as the Federal Housing Administration (FHA) and the U.S. Department of Veterans Affairs (VA) insure home loans to make homeownership easier for families. These government-backed programs are often tailored to families with lower income and credit scores.
FHA Loans
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A Federal Housing Administration (FHA) loan is a wonderful loan option for would-be home buyers looking for a mortgage with a minimal down payment, low closing costs and an affordable interest rate. At JZ Mortgage Services, Inc., our certified mortgage brokers work closely with our clients to find the best-suited mortgage options for them.
VA Loans
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The goal of the VA Loan program is to assist American veterans with homeownership, often in situations where alternative financing is less favorable. By guaranteeing home mortgages made by approved lenders, the U.S. Department of Veterans Affairs (VA) makes it possible for Florida veterans to receive excellent loan terms and conditions on home mortgages.
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