Use the Financial Wellness Assessment tool to discover your personal finance strengths and see where you can improve. Make your money work as hard as you do by getting your paycheck directly deposited up to 2 days earlier. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.
Excite Credit Union is not responsible for Non-Sufficient Funds (NSF) fees or penalties resulting from transactions in advance of an anticipated early Automated Clearing House (ACH) credit posting.
Excite Credit Union is not responsible for Non-Sufficient Funds (NSF) fees or penalties resulting from transactions in advance of an anticipated early Automated Clearing House (ACH) credit posting.
Services
Make a Payment
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If you need to make a loan payment, let us help you set up an automatic transfer from your account. NOTICE: In our switch to a new payment processing center, some mail in loan payments and deposits have been delayed. We are aware of the situation and apologize for the delay. Any late fees will be refunded immediately.
Locations/Hours
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As a member, you're not just limited to our California and North Carolina locations. As a part of the CO-OP network, you have access to over 30,000 ATMs nationwide! And if you need to visit a branch, we're partnered with other credit unions across America - use the locator to find a branch close to you!
IRAs
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Roth IRA funds can be used to cover some higher education and home-buying costs (Consult a tax advisor for full details). Money can be used for qualified education expenses. This includes private elementary and secondary school tuition as well as higher education. Hey, you only retire once. You want to get it right.
Digital Services
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Life is full of non-stop commitments, can't-miss appointments and one deadline after another. It's enough to give anyone the Can't-Get-It-All-Done-Today blues. At Excite Credit Union, we can help you find some breathing space. With Online Banking, you can quickly pay your bills, move money around and get a good grip on your overall finances any time your busy schedule gives you just a few minutes to come up for air.
Home Loans
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A powerful tool to maximize your borrowing, adjustable-rate mortgages (ARM) from Excite Credit Union provide low-cost and high reward home loan options. Ranging from 15 to 30-year terms, Excite Credit Union's fixed-rate mortgages may be the best financial decision for you and your family. No matter how you want to refinance your home, trust Excite Credit Union to deliver the outcomes you want in any situation.
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