Business Details
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Your Trusted Insurance Partner in Fort Myers, FL
Welch Insurance Agency has built a reputation as a trusted independent insurance provider serving Fort Myers and the broader Florida region. With over 45 combined years of industry experience, our family-owned business prioritizes personalized service and tailored insurance solutions. We collaborate with top-tier national carriers to deliver comprehensive coverage options for individuals and organizations, including auto, home, flood, life, and commercial insurance. As seventh-generation Floridians, we deeply understand local risks and community needs, ensuring clients receive protection that aligns with their unique circumstances.Our commitment extends beyond policy saleswe work one-on-one with clients to develop long-term risk management strategies that evolve with their changing needs. Transparency, ethical practices, and responsive support form the foundation of our client relationships, ensuring peace of mind for every policyholder.
Services
Auto Insurance
Home Insurance
Flood Insurance
Life Insurance
Commercial Insurance
RV Insurance
Golf Cart Insurance
Boat Insurance
Motorcycle Insurance
Highlights and features
- We offer over 45 combined years of insurance experience
- Family-owned agency with deep Southwest Florida roots
- Work exclusively with reputable national insurance providers
- Provide personalized policy recommendations based on individual needs
- Specialize in addressing Florida-specific insurance risks
Associations and certifications
- Trusted Choice
Services
Auto Insurance
We provide comprehensive auto insurance solutions that protect against liability, collision, and uninsured motorist scenarios. Our policies ensure financial security for vehicle owners while balancing premium costs with coverage needs. Specialized options include classic car insurance and recreational vehicle protection.
Flood Insurance
Specializing in Florida-specific flood risks, we offer policies that cover water damage from natural disasters. Our experts help clients understand flood zone requirements and secure appropriate coverage limits for residential and commercial properties surrounded by water.
Commercial Insurance
Customized insurance packages protect Florida businesses from operational risks including property damage, liability claims, and business interruption. We help entrepreneurs secure policies that align with industry-specific needs while maintaining cost-effectiveness for growing companies.
Life Insurance
We offer term and permanent life insurance solutions that provide financial protection for families while offering living benefits through cash value accumulation. Our advisors help clients select policies that match their estate planning and wealth transfer objectives.
Home Insurance
Comprehensive homeowners insurance policies protect Florida residents' largest assets against hurricane damage, theft, and liability claims. We help clients navigate policy details to ensure adequate coverage for high-value homes while avoiding common coverage gaps.
Questions
What types of insurance do you specialize in?
We specialize in auto, home, flood, life, and commercial insurance with additional coverage options for recreational vehicles including boats, motorcycles, and golf carts.
Why do I need separate flood insurance in Florida?
Standard homeowners policies don't cover flood damage. Given Florida's coastal location and frequent storm activity, flood insurance is crucial to protect property investments from water-related disasters.
How do you help businesses with insurance needs?
We assess each business's unique risks and create customized insurance packages that protect against property damage, liability claims, and operational disruptions while maintaining cost efficiency.
What happens if I need to file a claim after hours?
For emergencies outside regular business hours, we provide direct contact information for insurance carriers' 24/7 claims departments while remaining available during regular hours for policyholder support.
How do you ensure competitive pricing?
By partnering with multiple top-rated insurance providers, we compare coverage options and pricing structures to find policies that deliver optimal protection at the most favorable rates for each client.
Reviews (4)
Brad Habuda
May 16, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Best in town! Rich and Lori go the extra mile to care for their clients. They are always available to answer any questions or concerns you may have. I highly recommend Welch Insurance Agency for all of your insurance needs!
Best in town! Rich and Lori go the extra mile to care for their clients. They are always available to answer any questions or concerns you may have. I highly recommend Welch Insurance Agency for all of your insurance needs!
Robert Krampen
May 12, 2019
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When I started my business I met with Richard to set up my insurance. I have since brought over my personal insurance for them to maintain. Evrytime I need a document they respond very quickly. They have answered all my questions and provuded me with the best options.
Nadia Armsworth
Oct 11, 2018
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Very helpful! I appreciate the time that their associates took with me. Lori really explained every detail of the insurance quote and was happy to print as many quotes that I needed to be able to make a good decision about my family's car and renters insurance needs. I will be recommending them to everyone I know!
Richard Verissimo
Jul 18, 2018
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Welch Insurance agency is simply awesome - years ago Lori and Richard helped me find the best insurance for my money. I have multiple policies from life, auto and business they handle it all. They are excellent with answering any questions making sure you understand your policies. Welch insurance and staff are friendly, prompt and professional. I highly recommend.
