Business Details
Your Trusted Financial Partner in Lubbock, TX
Texas Tech Credit Union has been dedicated to providing exceptional financial services to its members for over six decades. Our mission is to empower financial success through trust, respect, excellence, kindness, and stewardship. We combine cutting-edge technology, top-tier products, and dedicated professionals to create personalized banking solutions tailored to our members' needs. As a member-owned institution, we prioritize your financial well-being over profit, offering competitive rates and community-focused services.Our team of experienced professionals is committed to guiding you through every financial decision, from everyday banking to major life milestones. With a foundation built on integrity and innovation, we strive to exceed expectations while maintaining the highest standards of service. Whether you're a student, educator, or local resident, our flexible membership qualifications ensure access to reliable financial resources. Join a community where your voice matters and experience banking that prioritizes people over profits.
Services
Checking Accounts
Savings Accounts
Auto Loans
Personal Loans
Home Loans
Mortgage Services
Certificate of Deposit
Money Market Accounts
Student Banking
Online Banking
Highlights and features
- We offer personalized banking solutions with over 60 years of combined leadership experience
- Our members gain access to 88,000+ fee-free ATMs nationwide
- We provide customized loan options for vehicles, homes, and personal needs
- Our mobile app enables 24/7 account management and credit monitoring
- We maintain federal insurance through the NCUA for member protection
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our Spend+ Cashback Checking account offers 1% cash back on purchases, early direct deposit access, and nationwide ATM access. Designed for everyday banking needs with no monthly maintenance fees. Ideal for members seeking rewards while maintaining easy access to funds.
Auto Loans
Flexible auto loan options for new and used vehicles with competitive interest rates and personalized payment plans. Available for various vehicle types including cars, boats, and recreational vehicles. Our loan specialists help members find affordable financing solutions.
Mortgage Services
Comprehensive mortgage solutions including conventional, FHA, USDA, and VA loans with competitive rates. Specialized programs for first-time homebuyers and physician loans. Our mortgage team guides members through the entire home buying process.
Savings Accounts
High-yield savings options include Money Market Accounts and Certificates of Deposit with guaranteed returns. Money Market Accounts offer liquidity with higher dividends, while CDs provide fixed rates for terms 6 months to 5 years.
Personal Loans
Unsecured personal loans and lines of credit for debt consolidation, emergencies, or major purchases. Certificate-secured options available for members seeking lower interest rates. Flexible repayment terms tailored to individual financial situations.
People
Chris Hutson
Chief Executive Officer
Chris Hutson leads Texas Tech Credit Union with over 25 years of financial services experience, focusing on strategic growth and member satisfaction. He champions innovative banking solutions while maintaining community values.
Eric Lundberg
Chief Operations Officer
Eric Lundberg oversees daily operations with 20+ years in credit union management, specializing in process optimization and member service excellence. He ensures efficient delivery of financial products across all branches.
Monty Long
Chief Financial Officer
Monty Long manages financial strategy with extensive background in credit union finance, emphasizing fiscal responsibility and sustainable growth. He maintains our strong financial position while developing member-focused financial products.
Sarah Daghistany
Chief of Staff
Sarah Daghistany coordinates organizational initiatives with deep understanding of credit union operations. She focuses on strategic planning and member advocacy, ensuring alignment with our core values and service standards.
Ronald Phillips
Board Chairman
Ronald Phillips chairs the volunteer Board of Directors with legal expertise and commitment to member representation. He ensures governance aligns with regulatory standards while maintaining community-focused banking principles.
Questions
How do I become a member of Texas Tech Credit Union?
Membership is open to students, employees, and residents in specific Texas counties. Visit our website to check eligibility requirements and apply online.
What loan options are available through Texas Tech Credit Union?
We offer auto loans, personal loans, home loans, mortgage programs, and specialized financing options including doctor loans and VA loans.
Where can I find Texas Tech Credit Union ATMs?
Access 88,000+ fee-free ATMs nationwide, including locations at Walgreens, CVS, and Target stores across the United States.
Does Texas Tech Credit Union offer online banking services?
Yes, our mobile app and online banking platform allow 24/7 account access, bill payment, check deposits, and credit score monitoring.
What are the routing and account numbers for Texas Tech Credit Union?
Our routing number is 311386073. Account numbers can be found in online banking under your account details.
How do I report a lost or stolen debit card?
Call 1-800-472-3272 (option 2) for debit card emergencies or 1-855-256-9155 for credit card issues after business hours.
Videos
Reviews (4)
Melissa Paniagua
Dec 12, 2021
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Ive been very disappointed with the communication they have, I should say lack of communication because there isnt any. They dont do personal calls to see if there is any other options or solutions its just an email or text with their answer and done with you. I feel like it would be more professional if someone especially the specific loan officer that is reviewing your information would actually take time to go over anything with you even on the phone in case you may have questions or need to give specific details that can not be added to any application. Im honestly thinking of
Tommy Cruz
Aug 03, 2021
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Exceptional customer service! Go see Kyrk Guel and he will take care of you. Kyrk and the team went above and beyond to fulfill my unique request. Highly recommend them for your banking needs.
Sarah Mccrory
Jun 28, 2021
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The guys did an amazing job with helping me refinance my vehicle. The process was extremely smooth and super quick. My expectations were exceeded at every turn! Thanks guys for all your hard work.
Rico Vega
Feb 22, 2021
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Texas Tech Credit Union made our car buying experience a breeze. Give them a call next time you're thinking about a new car. My rate was better than the dealership, too.
