Business Details
Your Trusted Financial Partner in Columbia, MD
At Wagener Lee, we operate under a fiduciary standard, prioritizing client interests through comprehensive financial strategies. Our team of 17 professionals includes certified financial planners, chartered financial analysts, certified public accountants, and licensed insurance experts who collaborate to address investment, retirement, tax, and legal considerations. With decades of combined experience, we specialize in creating personalized plans for retirement, business succession, legacy planning, and risk management.Our approach integrates sophisticated financial modeling with individual client needs, offering tailored solutions for complex financial scenarios. We serve clients across life stages, from young professionals building retirement accounts to executives managing corporate benefits. Our practice emphasizes transparency, ethical guidance, and ongoing portfolio monitoring to help clients achieve long-term financial security.
Services
Financial Planning
Retirement Planning
Investment Management
Insurance Planning
Wealth Management
Legacy Planning
Tax Strategies
Business Succession Planning
Highlights and features
- We operate under a fiduciary standard, legally obligated to act in clients' best interests
- Our 17-person team includes CFPs, CFA charterholders, CPAs, and estate attorneys
- We offer coordinated financial planning addressing investment, tax, and legal considerations
- Specialized expertise in complex financial scenarios like executive compensation and business succession
- Personalized portfolio management balancing growth objectives with risk management
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps addressing investment strategies, retirement timelines, and risk management. We analyze clients' complete financial situations to develop actionable plans that align with their unique goals and risk tolerance. Our approach integrates tax considerations, estate planning, and insurance needs to create holistic financial strategies.
Retirement Planning
Specializing in retirement planning, we help clients navigate 401(k)s, IRAs, pensions, and Social Security optimization. Our team develops phased retirement strategies that balance income needs with longevity considerations. We provide pre-retirement education programs for corporations and personalized retirement income projections using sophisticated financial modeling tools.
Investment Management
Our investment management service offers diversified portfolios tailored to individual risk profiles. We employ a disciplined, process-driven approach incorporating ESG options and traditional investments. The team continuously monitors market conditions to maintain optimal asset allocations while considering tax implications of portfolio rebalancing decisions.
Wealth Management
Wealth management services coordinate financial planning, investment management, and estate planning to preserve and transfer wealth. Our specialists address business succession planning, concentrated equity management, and legacy creation. We work closely with clients' external legal and tax advisors to implement comprehensive wealth preservation strategies.
Insurance Planning
Our licensed insurance professionals evaluate clients' existing coverage and identify protection gaps. We analyze life, disability, and long-term care insurance needs while considering tax implications. The service includes policy reviews, beneficiary designation assessments, and recommendations for supplemental coverage to protect against financial risks.
People
Richard Wagener
Managing Partner
Certified Financial Planner with over 30 years of experience in wealth management. Specializes in retirement planning and business succession strategies. Holds multiple industry certifications including CFP, CLU, and ChFC.
Stephen Lee
Partner and CEO
Attorney and financial planning expert with dual J.D. and CFP credentials. Focuses on estate planning integration and complex financial strategies. Leads the firm's legal and tax planning initiatives.
Amanda Piper
Financial Advisor
Chartered Financial Analyst with expertise in investment management and ESG portfolio strategies. Holds CFA and Certified Exit Planning Advisor designations. Specializes in aligning investment portfolios with client values.
Michael Shipley
Director of Financial Planning
CPA and CFP professional with 25 years of tax planning experience. Focuses on tax-efficient investment strategies and retirement income planning. Provides technical expertise on complex tax considerations.
Joan Marshall
Financial Advisor
Certified Financial Planner with specialization in solo decision-makers' financial planning needs. Helps single clients navigate retirement planning, investment management, and risk management challenges.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, investment management, tax optimization, estate planning, insurance analysis, and business succession planning tailored to individual client needs.
How do you work with clients?
Our five-step process begins with understanding your goals, creates personalized plans using financial modeling, presents recommendations, implements strategies, and provides ongoing portfolio monitoring and adjustments.
Do you work with international clients?
While we primarily serve US residents, we can provide financial planning services to international clients considering their specific tax and regulatory requirements in coordination with local advisors.
What makes your firm different?
Our multidisciplinary team combines CFPs, CFA charterholders, CPAs, and estate attorneys under one roof to provide coordinated financial planning addressing all aspects of clients' financial lives.
How are you compensated?
We operate under a fiduciary standard with transparent fee structures. Compensation details are provided in our Financial Planning Contract and Investment Management Agreement during the engagement process.
Can you help with retirement planning?
Yes, retirement planning is one of our core strengths. We help clients with 401(k)s, IRAs, pension decisions, Social Security optimization, and creating sustainable retirement income strategies.
Videos
