Home loan financing with Pacific Trust Mortgage means a mortgage that closes on time without the hassle. Mortgage refinancing may lower your monthly payments, which can add up to significant savings. Pacific Trust Mortgage was founded in San Luis Obispo, CA in 2002. We solidified our reputation as the lender that exceeds expectations by refining the mortgage process utilizing today's technology yet maintaining high levels of personal service.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
Services
About Us
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Our people- We are straightforward, reliable and result oriented. We meet deadlines. If we make a mistake, we own it. We work with service providers who also know that success depends on referrals. We are here to earn your future business and that of your friends and family by delivering on the expectations set.
Purchase
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We work hard to close on time without the hassle. Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a stressful process. We take the stress off your shoulders and walk you through the process every step of the way! We will find options and programs for your specific needs.
Mortgage Prequalified
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It is always good to determine how your credit looks. Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores. There are multiple sites out there to check your credit for free. Two that we like are www.freecreditreport.com and www.creditkarma.com.
First Time Home Buyer
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Pacific Trust Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
Low Down Payment Purchase Options
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For some home buyers, the decision of how much money to use as a down payment can be very confusing and hard. The route for each buyer or investor really does depend on their situation and personal preferences. The information provided below is for the purpose of provoking thought and careful consideration about different financing programs available.
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