Business Details
Comprehensive Financial Planning for Retirement Success
Black Oak Asset Management Asset Management is a comprehensive financial planning firm dedicated to helping individuals and families achieve retirement confidence through personalized guidance. Our team of certified professionals combines decades of experience with a coaching approach to transform financial anxiety into clarity and actionable strategies. We specialize in retirement income planning, tax-efficient investing, and customized solutions for educators, small business owners, and women navigating financial transitions.As fiduciaries, we prioritize client needs while maintaining transparency in all aspects of our advisory process. Our expertise extends to managing 401(k) rollovers, Medicare planning, and estate strategies, ensuring clients receive holistic support tailored to their unique circumstances.
Services
Retirement Planning
Investment Management
Medicare Guidance
Small Business Planning
Women's Financial Health
Highlights and features
- We offer 30+ years of combined experience in retirement planning and investment management.
- Our team includes Certified Financial Planners with specialized expertise in educator retirement systems.
- We provide fiduciary-driven advice with transparent fee structures and no hidden costs.
- Our coaching approach combines behavioral finance principles with practical financial strategies.
- We maintain partnerships with leading custodians to ensure secure and diversified investment options.
Associations and certifications
- CFP (Certified Financial Planner)
- RICP (Retirement Income Certified Professional)
Services
Retirement Planning
Our retirement planning service creates personalized roadmaps for financial independence. We analyze current assets, projected income, and lifestyle goals to develop tax-efficient withdrawal strategies. Specializing in 401(k) rollovers and pension maximization, we help clients navigate Social Security optimization and Medicare integration while maintaining disciplined investment approaches through market cycles.
Investment Management
We provide customized investment management combining modern portfolio theory with behavioral finance principles. Our approach includes asset allocation, tax-loss harvesting, and risk management tailored to individual time horizons. Using third-party custodians, we offer transparent reporting and regular rebalancing to maintain alignment with evolving financial objectives and market conditions.
Medicare Guidance
Our Medicare guidance service helps clients navigate complex healthcare options during retirement. We analyze prescription drug coverage, supplemental insurance needs, and long-term care considerations. By reviewing annual plan changes and coordinating with healthcare providers, we ensure clients maintain cost-effective coverage that aligns with their medical requirements and financial circumstances.
Small Business Planning
Designed for entrepreneurs, this service addresses retirement plan implementation and business succession strategies. We help establish SEP IRAs, SIMPLE plans, and individual 401(k)s while integrating tax planning and estate considerations. Our guidance covers profit-sharing strategies, employee retention through retirement benefits, and business valuation preparation for ownership transitions.
Women's Financial Health
This specialized service addresses unique financial challenges women face, including longer life expectancy and career interruptions. We focus on divorce recovery strategies, widow support, and wealth preservation techniques. Through educational resources and personalized coaching, we empower women to make confident financial decisions during life transitions and retirement planning.
People
Ryan Ledden
President & Financial Coach
Certified Financial Planner with 20+ years experience, former University of Georgia economics instructor, and author of financial education programs. Specializes in retirement income strategies and behavioral finance coaching.
Nick Morgan
Financial Advisor
Retirement Income Certified Professional with 11+ years in financial planning. Former educator and coach, focuses on fiduciary advisory services for career transition planning and investment education.
Autumn Mower
Financial Advisor
Former biotechnology industry professional with 8+ years financial planning experience. Specializes in working with women entrepreneurs and family financial legacy planning.
Damon Gibbs
Financial Advisor
Doctor of Education with expertise in financial literacy education. Focuses on helping families achieve financial peace through comprehensive retirement strategies and educational workshops.
Parnick Jennings
Financial Advisor
20+ years financial services veteran with small business ownership experience. Specializes in customized investment solutions and long-term financial goal implementation for business owners.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including 401(k) rollovers, pension maximization, tax-efficient withdrawal strategies, and Social Security optimization tailored to individual financial goals.
Are you fiduciary financial advisors?
Yes, we operate as fiduciaries, meaning we're legally obligated to act in our clients' best interests at all times when providing financial advice.
How do you work with small business owners?
We help business owners establish retirement plans (SEP IRA, Solo 401k), implement tax strategies, and develop succession plans while coordinating personal and business financial objectives.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP) and Retirement Income Certified Professionals (RICP) with combined experience exceeding 30 years in financial services.
Do you offer Medicare planning assistance?
Yes, we provide Medicare Part B/D coverage analysis, supplemental insurance guidance, and annual plan reviews to ensure optimal healthcare cost management during retirement.
How are your advisory fees structured?
We use transparent fee-only structures with no hidden commissions, offering both asset-based management fees and hourly consultation options for customized financial planning needs.
Reviews (1)
Gary Goldstein
Aug 16, 2021
Report
Met with Ryan and his associate.... the next day sent info that he had requested. No response for over a week other than " we will get back to you"
And there after still no response.
Decided to invest with Fidelity
And there after still no response.
Decided to invest with Fidelity
