When making financial decisions about your Elk Grove Home Mortgage, you need professionals that you can trust. Anew Lending Home Mortgage, Elk Grove, CA, is a Sacramento Mortgage Lender built under the principals of honesty and integrity throughout the entire company.
Our Elk Grove mortgage brokers are specialists and are the best in the business and we offer the values and market expertise that you deserve and expect in today's housing marketplace.When dealing with your Sacramento home financing, we are not only trusted with what is most likely your most important financial investment but we also are being trusted with your dream of home ownership.
Our Elk Grove mortgage brokers are specialists and are the best in the business and we offer the values and market expertise that you deserve and expect in today's housing marketplace.When dealing with your Sacramento home financing, we are not only trusted with what is most likely your most important financial investment but we also are being trusted with your dream of home ownership.
Services
About
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We're a full service direct lender with an experienced staff offering expertise in every area of mortgage lending. We specialize in loans to buy a home or to refinance your current loan. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs.
Why Choose Us
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Experienced - our loan officers have many years of experience. We have seen thousands of different loan scenarios. We will be able to analyze your specific needs, explain your options and give recommendations. Wide variety of loan programs - we have in-house loan programs and we also have established broker channels.
Loan Programs
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Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about general loan classifications. Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.
Fixed Rate
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Looking for your mortgage payment to be the same every month? Then a fixed rate loan, may be right for you. A fixed-rate mortgage loan provides you with the security of having the same interest rate over the life of the loan. Fixed rate loans come in a variety of loan terms, including 15, 20, and 30 year terms.
Veteran Affairs
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Veterans Administration (VA) loans are guaranteed by the U.S. Department of Veterans Affairs and are designed to provide housing assistance for armed services members, veterans and their families who are looking to purchase homes. The guarantee allows active duty military, veterans, service personnel, some members of the selected reserve and certain categories of spouses to obtain home loans with favorable terms, usually without a down payment.
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