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Biscayne Risk & Insurance Group
Wherever you are in your journey, we have the tools, resources and products to fit your needs. We believe consumers should expect more from their insurance broker. We provide innovative risk solutions to meet the unique challenges facing forward-thinking businesses and individuals. Armed with decades of experience, we identify the specific risk factors associated with your unique situation.

We leverage our network, technology and resources to craft the ideal coverage and service package for your needs. Small risks, large risks and everything in between - we have the expertise to meet your needs. Your business and life circumstances are unique to you. That's why Biscayne Risk & Insurance Group empowers your success far beyond just finding you insurance.
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We are passionate about empowering small and medium-sized businesses that are typically neglected by the insurance brokerage industry. At Biscayne Risk & Insurance Group, we aim to far exceed the expectations of the modern insurance buyer by providing an analytical service model that focuses on your organization's unique needs.
Business Insurance
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Your business is unique. You deserve a trusted, consultative advisor who will actively listen to and understand your concerns. Your Biscayne Risk advisor will identify the specific risk factors unique to your situation and collaboratively develop an insurance plan the meets your needs. Whether you're a large company or just getting started, we will assess your unique risks and uncover the ideal insurance package for your needs.
Workers’ Compensation
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Workers' Compensation is more than just a legal requirement - it's an investment in making your business a safer, more productive workplace. In principle, the Workers' Comp payouts will cover medical bills, care costs and a portion of any lost wages. It also provides death benefits to dependents of employees killed from a work-related accident.
Builders Risk
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These policies protect project owners, general contractors and subcontractors against direct physical loss or damage. In many instances, the builders risk policy also provides coverage for materials and supplies that are on-site, in transit, or being stored temporarily at off-site locations. Our recent blog, Builders Risk Insurance Overview & Tips, provides you with additional detail on coverage.
Business Owners Policy BOP
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As a business owner, you know the risks you are susceptible to. If you're not careful (or, in some cases, even if you are), you could end up on the receiving end of one of the over 100 million lawsuits filed against businesses every year. So, what can you do to protect your business, and your own finances, from the threat of natural disasters, theft, lawsuits and more?
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