Business Details
50+ Years
experience
Your Trusted Health Insurance Partner in Troy, OH
Founded in 1972 as a one-person agency in Troy, Ohio, Benefits Analysis has grown into one of the Dayton region's largest health insurance and employee benefits providers. Our brokers average more than 25 years of experience in the industry, offering expertise in traditional group health insurance, individual insurance, Medicare, self-funding, level-funding, and compliance services. We specialize in strategic counsel beyond insurance placement, providing cost-saving solutions for small, medium, and large group benefit plans. Our team conducts employee meetings, manages Medicare/Medicaid eligibility, and works directly with HR managers during renewal processes.We differentiate ourselves by maintaining direct broker-client relationships throughout the service lifecycle rather than assigning account managers post-sale. Our mission focuses on minimizing healthcare costs and administrative burdens through innovative systems while maintaining personalized service. We serve clients across Ohio and Kentucky, including major cities like Dayton, Columbus, Louisville, and Lexington, with a commitment to transparency and client-centric solutions.
Services
Group Health Insurance
Individual Health Insurance
Medicare Plans
Employee Benefits Consulting
Compliance Services
Self-Funded Plans
Level-Funded Plans
Dental Insurance
Vision Insurance
Telemedicine Services
Details
- Year established: 1972
Highlights and features
- Brokers average 25+ years of experience in employee benefits and health insurance
- Direct broker-client relationships maintained throughout service lifecycle
- Specialized in cost-saving strategies for small, medium, and large group plans
- Comprehensive compliance services with healthcare reform expertise
- Personalized service model with no hidden fees or traditional brokerage practices
What people say
Knowledgeable brokers
Professional service
Personalized guidance
Exceptional support
Transparent advice
Services
Group Health Insurance
Comprehensive group health insurance solutions for businesses of all sizes. Our experienced brokers help employers select cost-effective plans that meet employees' needs while ensuring regulatory compliance. We offer traditional group plans, self-funded options, and level-funded programs with ongoing support throughout the policy lifecycle. Our team works directly with HR managers to manage renewals and employee eligibility.
Individual Health Insurance
Tailored health insurance solutions for individuals and families. We provide Affordable Care Act plans, short-term coverage, and alternative health sharing options. Our specialists help self-employed individuals, job transitioners, and retirees find affordable policies that match their specific healthcare needs and budget requirements.
Medicare Plans
Expert guidance for Medicare beneficiaries. We offer comprehensive Medicare Supplement, Advantage, and Part D prescription plans. Our brokers provide personalized consultations to help seniors understand their options and select coverage that balances cost and benefits while meeting their healthcare needs.
Compliance Services
Healthcare compliance solutions to ensure regulatory adherence. Our services include healthcare reform compliance, claims management, and Formfire assistance. We help businesses navigate complex regulations while maintaining proper documentation and reporting requirements to avoid penalties.
Employee Benefits Consulting
Strategic employee benefits consulting to attract and retain talent. We help employers design competitive benefits packages that include health, dental, and vision insurance. Our consultants analyze workforce needs and market trends to develop customized solutions that balance employee satisfaction with cost-effectiveness.
People
Brian Dugan
President, Group Broker
Brian Dugan leads Benefits Analysis as President, bringing extensive experience in group health insurance and employee benefits. He specializes in strategic consulting for business clients and maintains direct relationships with major insurance carriers to secure optimal coverage solutions for employers.
Michael Dugan
V.P. Sales, Small Group Broker
Michael Dugan serves as Vice President of Sales, focusing on small group insurance solutions. With decades of experience, he helps businesses navigate health insurance options while maintaining direct client relationships from policy sale through ongoing service and renewal processes.
Ryan Dugan
Kentucky Individual and Medicare Broker
Ryan Dugan specializes in individual and Medicare insurance solutions for Kentucky residents. He provides personalized guidance to help clients understand their coverage options and select plans that meet their specific healthcare needs and budget requirements.
Randy Peters
Compliance Director / Medicare Broker
Randy Peters oversees compliance services while also assisting clients with Medicare plan selection. His dual expertise ensures businesses maintain regulatory adherence while seniors receive guidance on optimal healthcare coverage options.
Lindsay Brown
Individual Health Insurance Broker
Lindsay Brown specializes in individual health insurance solutions, helping clients navigate Affordable Care Act plans, short-term coverage, and alternative health sharing options to find personalized coverage that meets their specific needs.
Questions
What types of health insurance do you offer?
We offer group health insurance for businesses, individual/family plans, Medicare options, self-funded and level-funded programs, dental, vision, and alternative health sharing plans.
Do you help with insurance compliance requirements?
Yes, we provide comprehensive compliance services including healthcare reform adherence, claims management, and Formfire assistance to ensure regulatory compliance for businesses.
How do you assist small businesses with employee benefits?
We help small businesses select cost-effective group plans, maintain compliance, and manage employee eligibility while providing direct broker support throughout the policy lifecycle.
What makes your agency different from others?
We maintain direct broker-client relationships from sale through service, offer innovative cost-saving strategies, and provide personalized solutions tailored to each client's specific needs.
Do you serve clients outside of Ohio?
Yes, we serve clients throughout Ohio and Kentucky, including major cities like Dayton, Columbus, Louisville, and Lexington, with customized insurance solutions.
How can I get an individual health insurance quote?
You can get an anonymous online quote through our HealthSherpa system or contact our brokers directly for personalized assistance with individual health insurance options.
