Business Details
10 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
Ortman Financial Planning was founded in 2016 to provide comprehensive financial strategies for busy, successful individuals. As a fiduciary, independent, and fee-only advisory firm, we prioritize client needs above all else while delivering unbiased financial guidance. Our team combines deep technical expertise with personalized service to help clients organize, grow, and protect their assets through every life stage.We hold the Certified Financial Planner designation and maintain strict adherence to ethical standards through ongoing education and professional development. Our mission is to simplify complex financial concepts and empower clients to make confident decisions that align with their unique goals and values.
Services
Wealth Management
Project Planning
Investment Management
Financial Planning
Retirement Planning
Details
- Year established: 2016
Highlights and features
- We operate as fiduciaries with a legal obligation to act in your best interest
- Our fee-only structure eliminates conflicts of interest and ensures transparent pricing
- We hold the Certified Financial Planner designation with ongoing professional development
- We offer customized financial strategies tailored to individual client circumstances
- Our holistic approach integrates technical expertise with personal relationship management
Associations and certifications
- CFP Board of Standards
- XY Planning Network
- National Association of Personal Financial Advisors (NAPFA)
Services
Wealth Management
Our wealth management service provides comprehensive investment oversight tailored to individual risk tolerance and financial goals. We create customized asset allocations using low-cost investment options while maintaining regular portfolio rebalancing and performance reporting. Clients receive access to online tools that consolidate all their financial accounts for complete visibility and tracking.
Project Planning
This one-time financial planning service offers tailored recommendations without ongoing commitment. We conduct multiple meetings to assess financial situations, develop customized strategies, and provide actionable guidance for clients seeking specific financial advice or second opinions on existing plans.
Retirement Planning
Our retirement planning specialists help clients establish realistic savings goals and develop comprehensive strategies for sustainable income. We analyze current financial positions, project future needs, and implement tax-efficient withdrawal strategies while considering healthcare costs and legacy planning considerations.
Tax Planning
We develop strategic tax planning approaches that integrate with overall financial strategies. Our services include analyzing tax implications of investment decisions, recommending tax-efficient investment vehicles, and coordinating with accountants to maximize tax savings while maintaining compliance.
Insurance Review
Our insurance review service evaluates existing coverage adequacy for life and disability insurance policies. We assess risk exposure, recommend appropriate coverage levels, and help clients understand policy features while ensuring protection aligns with overall financial objectives.
People
Patrick F. Ortman
Founder & Certified Financial Planner
Patrick founded Ortman Financial Planning in 2016 after earning his CFP designation and finance degree. He focuses on comprehensive financial planning for busy professionals while maintaining active involvement in financial planning networks and community volunteer work.
Amanda Spencer
Client Service Associate
Amanda manages client service operations with extensive financial planning experience. She coordinates investment requirements, resolves logistical challenges, and supports client interactions while maintaining active community involvement through Ronald McDonald House Charities.
Valeria Suaza
Paraplanner
Valeria provides planning support as a paraplanner while preparing for her CFP certification. She assists with client meetings, conducts financial research, and maintains firm operations. She brings enthusiasm and attention to detail while pursuing her financial planning career.
Questions
What services does Ortman Financial Planning offer?
We provide comprehensive wealth management and project planning services including retirement planning, tax optimization, investment management, and insurance review.
Are you legally required to act in my best interest?
Yes, as Certified Financial Planners and fiduciaries, we have a legal obligation to prioritize your financial interests in all recommendations.
What are your investment management fees?
Our fees range from 0.65% to 1.25% annually based on account value, with tiered pricing decreasing as assets increase.
Do you require a minimum investment amount?
We typically require a minimum portfolio of $250,000 but may accept clients who don't meet this threshold based on individual circumstances.
How does the financial planning process work?
Our process includes an introductory call, data gathering, plan development through multiple meetings, and ongoing implementation support with regular reviews.
What makes your firm different from other advisors?
We combine fiduciary responsibility with fee-only transparency, personalized service, and holistic financial strategies tailored to each client's unique situation.
Reviews (1)
Jb Cummins
Feb 03, 2020
Report
My wife and I worked with Patrick Ortman to get our finances in order before purchasing a home. Patrick was extremely responsive and very flexible finding a time for an in person meeting.
