For over 20 years, attorneys at Worwag & Malysz have been providing our Clients with expertise in Bankruptcy (Chapter 7, Chapter 13), Divorce, Family Law, and Immigration cases. Bankruptcy is a legal status of a person or other entity that cannot repay the debts it owes to creditors. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor.
Whether you are planning to end your marriage through divorce or need to resolve legal issues related to children, the attorneys at Worwag & Malysz Law can provide you with the guidance and advocacy you need. Worwag & Malysz legal team represents individuals and families undergoing the U.S. immigration process, wherever in the United States or around the world you are.
Whether you are planning to end your marriage through divorce or need to resolve legal issues related to children, the attorneys at Worwag & Malysz Law can provide you with the guidance and advocacy you need. Worwag & Malysz legal team represents individuals and families undergoing the U.S. immigration process, wherever in the United States or around the world you are.
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For over 20 years, attorneys at Worwag & Malysz have been providing their Clients with expertise in Bankruptcy (Chapter 7, Chapter 13), Divorce, Family Law, and Immigration cases. Our firm is dedicated to helping individuals eliminate debt and gain a financial fresh start through the bankruptcy process.
Bankruptcy
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For over 20 years, attorneys at Worwag & Malysz have been providing their Clients with expertise in bankruptcy, including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Our firm is dedicated to help individuals eliminate debt and gain a financial fresh start through the bankruptcy process. From explaining the rules of bankruptcy to filing court documents, we offer complete set of tools and resources to help.
Chapter 7
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Chapter 7 bankruptcy is a liquidation which results in the discharge of most debts without tax consequences. In most instances, filing a Chapter 7 bankruptcy will result in a debt free fresh start. The Chapter 7 process usually takes approximately 4 months from filing to discharge. Usually, only one meeting with the US Trustee is required.
Chapter 13
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A Chapter 13 bankruptcy is court supervised repayment plan of a certain percentage of your debt. The amount which must be repaid is contingent on the amount of income you earn as well as the amount of assets you possess. Once you complete the repayment plan you receive a discharge of your remaining debt resulting in a debt free fresh start.
Questions & Answers
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Upon the filing of your case, creditor must stop calling. Filing for bankruptcy creates an automatic stay which prohibits any creditor from contacting you. So calls will stop once your creditors are notified of your bankruptcy filing. No, although married couples can file jointly, they only should file jointly if their debt are joint or if each spouse has a significant amount of individual debt.
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