Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fairfax, VA
R.H. Nicholson & Company has served personal and business insurance clients in Northern Virginia since 1963. As a family-owned, third-generation independent agency, we prioritize client needs by tailoring insurance programs to individual requirements. Our team of experienced professionals represents a curated selection of financially stable, reputable insurance carriers, enabling us to offer competitive pricing without compromising coverage quality. We operate with a client-first philosophy, working exclusively for policyholders rather than insurance companies. With over six decades of local market expertise, we provide comprehensive insurance solutions for homeowners, auto owners, businesses, and individuals seeking life and disability coverage.Our commitment to personalized service has earned us long-term relationships with clients across Fairfax and surrounding areas. We specialize in multi-policy discounts, commercial risk management, and customized life insurance programs. Our agency maintains strong partnerships with leading insurers like Erie Insurance, Travelers, and AIG while maintaining a community-focused approach to insurance services. We emphasize transparency in policy details and strive to educate clients about coverage options, limitations, and claims processes. This combination of experience, carrier diversity, and client advocacy has established us as a trusted insurance resource in Northern Virginia.
Services
Personal Insurance
Commercial Insurance
Group Insurance
Individual Life Insurance
Insurance Quotes
Details
- Year established: 1963
Highlights and features
- Family-owned since 1963 with three generations of insurance expertise
- Independent agency offering competitive rates from multiple carriers
- Experienced professionals specializing in personalized insurance solutions
- Tailored programs for homeowners, businesses, and life insurance needs
- Established partnerships with top-rated insurance companies
What people say
Great company with great people
Substantial savings over previous providers
Best Insurance company worked with
Pleasure to do business with
Always available for assistance
Services
Personal Insurance
We provide comprehensive personal insurance solutions including homeowners, auto, jewelry, and umbrella policies. Our experienced agents help clients secure multi-policy discounts while ensuring adequate protection for valuable assets. With access to multiple top-rated carriers, we tailor coverage to individual risk profiles and budget requirements.
Commercial Insurance
Our commercial insurance services cover liability, property, workers' compensation, and specialized business risks. We serve contractors, IT companies, retail stores, and other industries with customized risk management solutions. The agency offers policy reviews to identify potential savings while maintaining comprehensive protection for business operations.
Individual Life Insurance
We offer term life, whole life, disability, and long-term care insurance policies. Our agents work with major carriers to create personalized life insurance programs that protect families and business interests. The agency provides comparative analyses to help clients select appropriate coverage amounts and policy structures.
Group Insurance
Our group insurance solutions include life, disability, dental, and vision coverage for businesses. We partner with major providers to create affordable benefit packages that meet employer and employee needs. The agency assists with policy implementation and ongoing management of group insurance programs.
Insurance Quotes
We provide free insurance quotes for personal and commercial policies. Our independent status allows comparison shopping across multiple carriers to find competitive pricing. The quote process includes detailed coverage explanations to help clients make informed insurance decisions.
Questions
What types of insurance do you offer?
We provide personal insurance (homeowners, auto, jewelry), commercial insurance (liability, property, workers' comp), and life insurance (term, whole, long-term care) products.
How do you find competitive insurance rates?
As an independent agency, we compare policies from multiple top-rated carriers to find the best coverage at competitive prices for each client's specific needs.
Do you serve businesses outside Fairfax?
While based in Fairfax, VA, we serve commercial clients throughout Northern Virginia and work with businesses in various industries including contracting and technology sectors.
Can you help with existing policy reviews?
Yes, we analyze existing insurance policies to identify potential coverage gaps or cost-saving opportunities while maintaining appropriate protection levels for individuals and businesses.
What sets your agency apart from others?
Our three-generation family ownership, local market expertise since 1963, and client-first approach differentiate us from agencies that prioritize insurance company interests over policyholders.
Reviews (6)
Paul Rozzero
Sep 13, 2021
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Recently moved to VA and needed home and auto coverage. Worked with George U. who made the process easy and helped us get the appropriate insurance coverage with a good company at a very competitive price. R H Nicholson is a great brokerage firm who goes out of their way to meet customer needs in a seamless mannner. Highly recommended!
Crystal Hamling
May 24, 2021
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I highly recommend working with this company for your insurance needs. I work specifically with Brian Miller and he has not only helped me to get the policies in place that I need, but has also taken additional time to help me with insurance-related questions I have had spring up over the years. I feel like Brian helps me to get what I actually need to protect myself and my business, whether that means he gets additional business from me or not -- meaning, I feel like his priority is looking out for me rather than selling me a bunch of products. Since that is so rare, I tell people to come to him
Derek Rowan
Mar 25, 2021
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There are so few companies now that provide outstanding customer service that it's notable when someone actually does! I've been a business customer of RH Nicholson for many years. My point of contact is Allison. She is absolutely fantastic. She goes above and beyond -- answering my stupid questions, dealing with my clients when they need additional insurance details -- she even once delivered something to my house that I needed. We just finished going through a couple of relatively painful procurements that required specialized insurance -- and Allison made it happen. No complaints, no issues
Ryan Barnoski
Oct 29, 2020
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All expectations have been exceeded. I had some complex issues over the past year (built a new home and had a claim) and the team at R.H. Nicholson were there every step of the way providing very valuable guidance and advice. They were extremely responsive with solutions. I utilize R.H. Nicolson for auto, homeowners and life insurance. They make the insurance process easy and convenient. I highly recommend R.H. Nicholson.
Brad Parker
Jul 25, 2020
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I switched over all my insurance coverage to RH Nicholson just over three years ago. I own a small business (for 30 years now) and I generally have a handful or two of insurance issues to resolve each year. Brian and his team are always professional and quick in handling my needs. At my annual renewal I get personal, concise and comprehensive advise. I particularly appreciate being able work with a firm that I feel knows me personally and who I can trust has my best interests in mind.
Brad Parker
MyFlorist
McLean,
Brad Parker
MyFlorist
McLean,
Bvh
Dec 21, 2019
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Professional, friendly and courteous! It has been an absolute pleasure doing business with these folks at R H Nicholson. They offers the best Home, Auto and Life insurance policies around- even Commercial. They've been serving my needs for the past 10 years, always looking out for my best interests with the most competitive rates. I couldn't ask for anything more!
