Business Details
Your Trusted Insurance Partner in New Ulm, MN
At Preferred Insurance Opportunities, we are committed to delivering a client-centric insurance experience that sets us apart in the industry. Our mission focuses on empowering clients with choices from top-rated regional and national carriers while providing comprehensive insurance solutions tailored to individual needs. As a second-generation, family-owned agency serving Southern Minnesota, we combine decades of industry experience with personalized service to address both personal and business insurance requirements. We prioritize thorough needs assessments, ensuring clients receive customized coverage options that align with their unique circumstances. Our approach emphasizes trust, expert guidance, and unwavering dedication to client satisfaction, whether protecting homes, vehicles, farms, or commercial enterprises.With a commitment to continuous policy review, we ensure coverage evolves alongside clients' changing needs. Our team's expertise spans multiple sectors, including health, life, recreational vehicles, and specialized commercial insurance for industries like contracting and healthcare. By maintaining strong relationships with diverse carriers, we deliver competitive rates without compromising on service quality. Our local agency structure allows us to provide the personalized attention of a community business while offering the robust coverage options typically associated with larger firms. This balanced approach has earned us consistent client trust and industry recognition for integrity and customer service excellence.
Services
Personal Insurance
Commercial Insurance
Farm Insurance
Health Insurance
Life Insurance
Highlights and features
- We provide personalized insurance solutions from top-rated carriers
- Our team has over 50 years combined industry experience
- We offer tailored coverage for unique farm and commercial risks
- We maintain continuous policy reviews to ensure evolving protection
- Our local agency provides personalized service with regional expertise
What people say
Extremely knowledgeable
Top-notch service
Best value
Quick response
Highly recommend
Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting homes, vehicles, recreational assets, and families. Our policies combine property protection with liability coverage tailored to individual risk profiles. Clients benefit from customized bundling options and expert guidance through Minnesota's specific insurance requirements.
Commercial Insurance
Our commercial insurance services address diverse business needs including liability, property, workers' compensation, and specialized industry coverage. We serve contractors, healthcare providers, retail businesses, and service industries with customized risk management strategies. Policies include umbrella coverage and surety bonds to protect growing enterprises.
Farm Insurance
We offer specialized farm insurance solutions protecting equipment, livestock, crops, and structures. Our policies address unique agricultural risks including chemical drift, equipment breakdowns, and liability exposures. With decades of industry experience, we create customized protection plans for commercial farms, family operations, and hobby farms.
Health Insurance
We connect clients with top-rated health insurance carriers offering individual, family, and group plans. Our services include plan comparisons, enrollment assistance, and detailed explanations of prescription coverage, deductibles, and network providers. We specialize in Minnesota's open enrollment process and special enrollment qualifications.
Life Insurance
We provide life insurance solutions for various life stages including term, whole, and universal life policies. Our approach considers clients' family needs, business interests, and retirement plans. We offer options for singles, newlyweds, growing families, and business owners seeking financial security strategies.
People
Nick Metzker
Agent/Owner
As owner of Preferred Insurance Opportunities, Nick combines extensive industry knowledge with personalized service. He specializes in commercial insurance solutions and has earned client trust through competitive rates and responsive support. His expertise spans multiple sectors including contracting and healthcare.
Courtney Brown
Office Manager
Courtney manages daily operations while maintaining client relationships through attentive service. She ensures smooth policy implementation and supports clients throughout the insurance process. Her organizational skills help maintain the agency's efficient, client-focused approach.
Questions
What types of insurance do you offer?
We provide personal, commercial, farm, health, and life insurance solutions with coverage options tailored to Minnesota residents and businesses.
How do you personalize insurance policies?
We conduct thorough needs assessments and shop multiple carriers to create customized coverage solutions that match individual risk profiles and budget requirements.
Do you serve businesses outside New Ulm?
Yes, while based in New Ulm, we serve commercial clients across Southern Minnesota and work with businesses in various industries.
How often do you review existing policies?
We schedule regular policy reviews to ensure coverage remains appropriate as clients' personal and business circumstances evolve over time.
Can you help with insurance claims?
We guide clients through the claims process and advocate for fair treatment from insurance carriers during policyholder claims.
Reviews (7)
Trisha Homan
Nov 29, 2021
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We worked with Nick who did a great job helping is with our auto and homeowner insurance. He was personable, professional and made everything very easy.
Mitch Bockenstedt
Jul 18, 2021
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Positive:Professionalism,Quality,Value
They did a great job tailoring coverage to my families needs and were able to get us better coverage with a lower price
They did a great job tailoring coverage to my families needs and were able to get us better coverage with a lower price
Marie Jay
Jun 30, 2021
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Nick was very efficient and courteous! He helped us with not only our personal auto insurance but also our commercial insurance and saved us a lot of money from our previous policy! I would highly recommend him!
Lacey Lueth
Jun 03, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
In the past two years I have switched all of my home and auto insurance over to Preffered Insuranace of New Ulm. Service is quick, someone always replies, and I get all of my questions answered within a few hours. Prices are competitive, but it's the service that can't be beat!
In the past two years I have switched all of my home and auto insurance over to Preffered Insuranace of New Ulm. Service is quick, someone always replies, and I get all of my questions answered within a few hours. Prices are competitive, but it's the service that can't be beat!
Lee Schissel
May 15, 2021
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Very professional and had every thing done on time with little effort for me. Nick was great to work with.
T. Lyons
May 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I called Preferred Insurance for assistance with a possible claim and Nick was more than helpful in assisting me navigate that process. Ultimately I did not need to file, but the prompt and courteous assistance was much appreciated. Thank you!
I called Preferred Insurance for assistance with a possible claim and Nick was more than helpful in assisting me navigate that process. Ultimately I did not need to file, but the prompt and courteous assistance was much appreciated. Thank you!
Sol D.
Apr 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I looked at 3 local insurance agencies to get an policy which would fit the needs of a family member. Not only was Nick the first one to get back to me with a few different options, he came in as the best value and fit for our needs. Great integrity and customer service!
I looked at 3 local insurance agencies to get an policy which would fit the needs of a family member. Not only was Nick the first one to get back to me with a few different options, he came in as the best value and fit for our needs. Great integrity and customer service!
