We believe that as a credit union, we can positively impact the communities in which we serve. As a not-for-profit cooperative, the money we earn is returned back to our members in the form of great rates and low fees, while a bank's profits are generated for the interests of its shareholders.
We offer the same access to smart technology, products, and services that other financial institutions do, with one major difference: We do so with our members' best interests in mind.We set out to talk to some of our loyal members and longest-tenured employees to recognize them and learn about their experiences with Harborstone over the years.
We offer the same access to smart technology, products, and services that other financial institutions do, with one major difference: We do so with our members' best interests in mind.We set out to talk to some of our loyal members and longest-tenured employees to recognize them and learn about their experiences with Harborstone over the years.
Services
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When you join Harborstone, you become a member of a not-for-profit financial cooperative. We know that's a mouthful and maybe even a little vague, so here are answers to some of the most frequently asked questions about credit unions in comparison with banks. We're proud of our credit union status and happy to answer any additional questions you may have!
Current Rates
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We take pride in the collective ownership of our members. That means our profits go back to you in the form of lower fees, great products, and competitive rates on loans and deposit accounts. APY = annual percentage yield. Dividends on all IRA and certificate accounts are calculated daily and compounded and credited monthly.
Community Support
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As a member-owned and community-based credit union, relationships are at the heart of our business. Our history and roots are built on people helping people and on serving the underserved. Not only do we get to build relationships with our members one-on-one, but we get to show up and serve as the fabric of our community.
Member Services
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We exist to provide our members with the products and services they need to live their lives while helping them avoid fees whenever possible. When you need to transfer funds to a loved one, we're here with our money-transfer options. When you need to cover an overlooked bill, we're here with overdraft protection.
Rewards Programs
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Your membership with Harborstone has real value because you're a part owner. The profits we make are returned to you through better rates, lower fees, and a variety of benefit options. Whether you're looking for points or travel rewards or you just want to earn some cash back on your credit card purchases, we have a card for you.
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