Business Details
Trusted Tax & Business Solutions in Garland
DallasMMS has served the Dallas-Fort Worth area for over a decade, specializing in innovative solutions to protect businesses and individuals. Our expertise spans R&D tax credits, self-insurance plans, and precious metals investments, tailored to maximize savings and risk management. We prioritize client education, ensuring businesses understand underutilized programs like the R&D Credit, which allows eligible companies to claim refunds even during financial losses. Our team combines deep industry knowledge with local insight, partnering with trusted entities like Champion Health Inc. and Miles Franklin Precious Metals.Headquartered in Garland, Texas, we emphasize community engagement through outreach at local events and organizations. With a focus on transparency and client-centric service, we help businesses navigate complex tax and insurance landscapes while safeguarding assets like Medicare coverage and physical metals.
Services
R&D Tax Credits
Self-Insurance Plans
Precious Metals
Medicare Protection
Business Risk Management
Highlights and features
- We specialize in underutilized IRS tax credit programs with 10+ years of local expertise.
- Our team partners with nationally recognized providers like Champion Health and Miles Franklin.
- We offer comprehensive risk management through integrated tax, insurance, and investment solutions.
- Our client-first approach prioritizes education over sales tactics for informed decision-making.
- Locally owned with deep community ties across North Texas business networks.
Services
R&D Tax Credits
Our R&D Tax Credit service identifies eligible business activities that qualify for IRS refunds, even for companies showing financial losses. We document engineering processes, workflow improvements, and equipment modifications to claim retroactive credits up to three years. Clients benefit from reduced tax liability and increased cash flow through both immediate refunds and future tax offsets.
Self-Insurance Plans
We implement IRS-compliant captive insurance structures that let businesses control their risk management funds. This approach reduces third-party premium costs while maintaining coverage for property, liability, and operational risks. Businesses retain underwriting profits and investment gains within their controlled insurance entity, subject to IRS guidelines for small captive arrangements.
Precious Metals
Our precious metals service facilitates direct purchases of IRS-approved gold and silver bullion through Miles Franklin partnerships. We assist with IRA rollovers into allocated metal accounts stored in secure U.S. depositories. Clients receive buyback guarantees and streamlined delivery processes for both small and large-volume transactions.
Champ Health Plan
The Champ Plan provides IRS Section 125-compliant fixed indemnity coverage that reduces payroll taxes while enhancing employee benefits. This ancillary plan stacks with existing medical insurance to cover preventive care, medications, and virtual doctor visits. Employers save on FICA matching contributions while employees receive tax-advantaged health benefits.
Medicare Protection
We offer Medicare brokerage services connecting clients with coverage options and complementary health solutions. Our expertise includes navigating supplemental plans and integrating alternative health benefits like direct primary care access. We focus on low-income seniors and those seeking coordinated healthcare solutions.
People
Scott Richardson
Medicare Broker & Precious Metals Specialist
A native Dallas Texan with 10 years of Medicare brokerage experience, Scott specializes in connecting clients with healthcare solutions and precious metals investments. He partners with Miles Franklin to facilitate secure bullion transactions.
Zachary Richardson
Medicare Agent
As one of Texas' youngest Medicare agents, Zachary focuses on low-income client outreach and community health initiatives. He coordinates local events and food pantry partnerships to improve healthcare access across North Texas.
Questions
What R&D tax credits qualify for refunds?
Custom tool development, workflow improvements, equipment modifications, and field trial-and-error processes qualify under IRS guidelines.
How do self-insurance plans reduce costs?
Captive insurance structures let businesses control risk funds, reducing third-party premiums while maintaining coverage for property and liability claims.
Can I use credit cards for metal purchases?
Yes, we accept credit cards for silver purchases through our Miles Franklin partnership.
How does the Champ Plan save payroll taxes?
Employees pay premiums with pre-tax dollars, reducing FICA contributions for both workers and employers.
What metals qualify for IRAs?
IRS-approved gold, silver, platinum, and palladium bullion stored in approved depositories qualify for self-directed IRAs.
Do you serve businesses outside Dallas?
We primarily serve North Texas but provide remote consulting services to clients nationwide.
Reviews (3)
Randall Kelton
Sep 19, 2020
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I am an old guy and needed to get set up with Medicare but had no clue as to what to do. Scott set me up and got everything right the first time. The next year he called me with new programs and changed me over. I have had a number of people call me to offer services but when I tell them what I have they always say, "That is what I was going to set you up with."
Also, I pick on him a lot and he takes my abuse really well. He is good people.
Also, I pick on him a lot and he takes my abuse really well. He is good people.
Jim Wilkerson
Jul 31, 2020
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Thanks Scott you have saved me $6000.00 a year. God bless you and thanks to Aetna. You are more than an insurance agent you are a friend to all you help.
Steve Sebree
Jun 23, 2020
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Scott made a complex subject understandable in explaining options and choices in policies. He consults with and listens to you, and is a pleasure to work with. I highly recommend him!
