Business Details
42 Years
experience
Your Trusted Title Insurance & Closing Partner in St. Joseph, MO
St. Joseph Title has been a trusted provider of title insurance and closing services since 1984. Our locally owned business combines technical expertise with personalized service to meet the needs of homebuyers, sellers, real estate professionals, and commercial property specialists. With over 100 years of combined experience among our team, we specialize in residential, commercial, and agricultural property transactions across Northwest Missouri. Our commitment to accuracy and efficiency ensures smooth closings while maintaining the highest standards of client care. We offer comprehensive title insurance policies, detailed title searches, and escrow services tailored to protect both property owners and lenders.Our staff's deep understanding of real estate law and transaction processes has made us a preferred choice for clients seeking reliable title services. We take pride in our ability to handle complex transactions while maintaining a personal touch that sets us apart from larger corporations. Our dedication to the community is reflected in our long-standing reputation and multiple recognitions as the area's favorite title company. We continuously invest in staff training and technological advancements to maintain our position as industry leaders in title services. This combination of experience, local knowledge, and client-focused approach has sustained our success for nearly four decades.
Services
Title Insurance
Closing Services
Title Search
1031 Exchange
Escrow Services
Details
- Year established: 1984
Highlights and features
- We have 38 years of experience in real estate title services
- Our team offers 100 years of combined industry expertise
- We provide personalized service with local market knowledge
- We offer comprehensive title insurance and closing solutions
- We maintain a proven track record of successful transactions
What people say
Excellent service
Knowledgeable staff
Smooth transactions
Local expertise
Trusted professionals
Services
Title Insurance
Our title insurance policies protect property owners and lenders against financial losses from title defects. We offer both owner's and lender's policies that cover legal defense costs and potential losses. Our comprehensive coverage includes protection against forged documents, unknown heirs, and unpaid liens while ensuring clear property ownership.
Closing Services
We provide professional closing services with experienced agents who coordinate all transaction elements. Our neutral third-party closers manage document preparation, fund disbursement, and requirement verification. We ensure compliance with all legal requirements while maintaining efficient, timely property transfers for residential and commercial transactions.
Title Search
Our detailed title searches examine public records dating back 50 years to identify ownership issues. We verify proper title transfers, uncover potential liens, and identify encumbrances that could affect property ownership. This thorough examination helps prevent future legal disputes and ensures clear title transfer during real estate transactions.
People
Lisa Ashford
Co-Owner/General Manager
Lisa Ashford oversees daily operations and strategic direction at St. Joseph Title. With extensive experience in title services, she ensures quality control and client satisfaction across all transactions.
Jennifer Brown
Co-Owner/Closing Manager
Jennifer Brown manages closing operations and serves as a Deputy Registrar for Buchanan County. Her expertise in real estate transactions ensures efficient processing and compliance with all legal requirements.
Stacy Smith
Co-Owner/Title Ins. Manager
Stacy Smith supervises title insurance operations with over 25 years of industry experience. She ensures accurate policy issuance and maintains relationships with insurance underwriters to provide optimal coverage options.
Shawn Lorenz
Title Insurance Officer
Shawn Lorenz specializes in title insurance policies and risk assessment. He works directly with clients to explain coverage options and ensure proper protection for their real estate investments.
Tyler Reynolds
Title Insurance/Searcher
Tyler Reynolds conducts detailed title examinations and prepares insurance commitments. His meticulous approach to title research helps identify potential issues before closing to protect property buyers.
Questions
What title insurance policies do you offer?
We offer both owner's and lender's title insurance policies. The owner's policy protects property buyers for life, while the lender's policy covers the mortgage holder's interest.
How does your closing process work?
Our closing agents coordinate document preparation, fund disbursement, and requirement verification. We ensure all legal requirements are met before finalizing property transfers for residential and commercial transactions.
Do you handle 1031 exchange transactions?
Yes, we work with third-party intermediaries to facilitate 1031 exchanges. We help investors defer capital gains taxes through proper documentation and compliance with IRS regulations.
What areas do you serve?
We primarily serve Northwest Missouri region, including Buchanan County and surrounding areas for residential, commercial, and agricultural property transactions.
Are your staff members certified?
Our team includes Missouri Notary Publics and experienced title professionals. We maintain ongoing training to ensure compliance with changing real estate laws and industry standards.
Videos
Reviews (7)
Doc Arnett
Sep 06, 2021
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Madison was completely prepared, professional and friendly. Explained all relevant details, answered our questions and kept things moving nicely. Closing went very well.
Nathan Johnson
Aug 05, 2021
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Positive:Professionalism,Quality,Responsiveness
These folks are fast and fair. Best company to buy title insurance from and to close your property sale.
These folks are fast and fair. Best company to buy title insurance from and to close your property sale.
Aaron Williams
Oct 16, 2020
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I understand that they were potentially busy and have concerns over covid-19 but when signing, I should be allotted the proper amount of time to review documents before signing. Jennifer Brown ran through the documents like I've done this 100 times. I would be attempting to read one document that she placed in front of me before signing it and she would be "explaining" the next one. She then made a remark stating "sorry, he's reading them" to my loan officer as if that was a bad thing. Jennifer even went as far as telling me how to sign my own name as if I hadn't done the same for 20 years due
Shanin McCoy
Aug 07, 2020
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Positive:Professionalism
Jennifer Brown is amazing. Her knowledge, professionalism, and courtesy are unmatched and rare to find these days. Highly recommend
Jennifer Brown is amazing. Her knowledge, professionalism, and courtesy are unmatched and rare to find these days. Highly recommend
Charles Anderson
Aug 02, 2020
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So this is my second home I have purchased in my life the first home I used Andrew county title in savannah and it was absolutely a train wreck so buying my new home I chose to use stjoseph title and let me tell you useing Jennifer and her company was one of the best decisions I have ever done clean quick very knowledgeable if I had any question she was very quick with a crisp answers hands down best experience I have ever had thank you jennifer to you and your company outstanding work I hope to see you in the future
Wanda Macky
Jul 15, 2020
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I recommend St Joe title company to everyone.
Jennifer Brown, was our closing manager. I was with a different company at first, ran into a few snags , they had no idea what to do and just kept making matters worse. We switched to St Joseph title and Jennifer had no problem with the issues. She knew exactly what to do and what forms to file. Her knowledge and experience are impeccable. She was understanding and compassionate throughout the entire process and reassured me that it is all handled and conquered my stress. Without her knowledge and experience I would not have closed. The unnecessary
Jennifer Brown, was our closing manager. I was with a different company at first, ran into a few snags , they had no idea what to do and just kept making matters worse. We switched to St Joseph title and Jennifer had no problem with the issues. She knew exactly what to do and what forms to file. Her knowledge and experience are impeccable. She was understanding and compassionate throughout the entire process and reassured me that it is all handled and conquered my stress. Without her knowledge and experience I would not have closed. The unnecessary
The Hangartner Tribe
Jun 17, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Jennifer is knowledgeable with what she does and gets it done quickly! So appreciative of her work!
Jennifer is knowledgeable with what she does and gets it done quickly! So appreciative of her work!
