ACT 1st Federal Credit Union offers full-service banking in Maryland and West Virginia and an informational website to inform members of the wide variety of products and services offered. The foundation of our organization, established by the early volunteers and now managed by Christie L. Clark, continues to promote the trust that began over a half century ago.
The cohesiveness of the members who support the organization, the volunteers who serve on the board and committees, and the staff who so diligently perform their duties while maintaining an open and friendly relationship, are responsible for our successes.
The cohesiveness of the members who support the organization, the volunteers who serve on the board and committees, and the staff who so diligently perform their duties while maintaining an open and friendly relationship, are responsible for our successes.
Services
Mission
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The mission of ACT 1st Federal Credit Union is to fulfill the needs of ALL of its member owners by becoming their primary financial institution by providing innovative products and services to individuals of all ages to meet all of their financial goals.
ACT 1St Federal Credit Union will offer innovative products and services in an effort to create a diversified membership that provides for adequate; yet, controlled, future growth and development of assets, market share, loans, and net worth as we remain committed to the credit union movement.
ACT 1St Federal Credit Union will offer innovative products and services in an effort to create a diversified membership that provides for adequate; yet, controlled, future growth and development of assets, market share, loans, and net worth as we remain committed to the credit union movement.
Loan Application
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Your credit union offers many types of loans. All loans that are granted will be based, in part, upon the ability to repay as evidenced by a defined and documented repayment schedule. We currently use a Risk-Based Lending Policy where the member's past credit history is the determining factor in the loan rate provided.
Mortgages
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We've streamlined the home mortgage application process to make it QUICK, EASY, and CONVENIENT for members. Contact an ACT 1st Federal Credit Union LOAN OFFICER at 301-729-8015 who will walk you through the process! We can help you choose the best loan programs and most competitive interest rates. We can also put you in contact with our professional mortgage origination staff to find out what product best suits your mortgage needs!
Student Loan Affordability Assessment
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Going to college is one of life's most significant opportunities. And it's expensive! We're giving you access to Edmit's college planning tools so your family is set up for financial success. Edmit's professional guidance gives you peace of mind that you're making the best decisions when it comes to paying for college.
Loan Payment Protection
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GAP (Guaranteed Asset Protection) protects you by covering the "gap" between what you owe on your auto loan and the amount your insurance will cover, in the event your vehicle is totaled in an accident or stolen. Look into adding coverage today! Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
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