Business Details
15 Years
experience
Your Trusted Financial Planning Partner
DSF Wealth Management Group is a client-focused financial advisory firm dedicated to empowering individuals to achieve long-term financial security. With decades of combined expertise, our team of certified professionals specializes in creating personalized financial strategies that align with each client's unique goals, values, and life stages. We employ a comprehensive approach that integrates retirement planning, tax optimization, estate strategies, and investment management to help clients grow, protect, and transfer wealth effectively. As fiduciaries, we prioritize client interests above all else, maintaining transparency in all recommendations and fee structures.Our commitment to continuous education ensures we remain at the forefront of industry developments, while our emphasis on clear communication fosters lasting relationships built on trust and mutual understanding. Through our proprietary Dream Achiever Process, we help clients navigate financial decisions with confidence, whether they're establishing financial foundations in their 20s or implementing legacy strategies in retirement. Our Pittsburgh-based team serves clients nationwide, combining local expertise with national resources to deliver tailored solutions that evolve with changing life circumstances.
Services
Financial Planning
Retirement Planning
Tax Planning
Estate Planning
Investment Management
Details
- Year established: 2011
Highlights and features
- We offer decades of combined experience in financial planning and wealth management
- Our fiduciary responsibility ensures client interests always come first
- We provide comprehensive financial strategies covering tax, retirement, and estate planning
- Our Dream Achiever Process guides clients through all life stages
- We maintain transparent communication about all recommendations and fee structures
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps to help clients achieve their financial goals. We analyze current financial situations, identify long-term objectives, and develop strategic plans that address investment strategies, risk management, and wealth transfer. This service helps clients at all life stages make informed decisions about their financial future while maintaining flexibility for changing circumstances.
Retirement Planning
Our retirement planning specialists help clients prepare for a secure financial future by developing personalized strategies to maximize retirement income. We analyze Social Security optimization, pension options, and withdrawal strategies while considering tax implications. This service ensures clients can maintain their desired lifestyle throughout retirement while implementing safeguards against longevity and market risks.
Tax Planning
Our tax planning service focuses on minimizing tax liabilities through strategic financial positioning. We implement tax-efficient investment strategies, analyze retirement account conversions, and coordinate with tax professionals to optimize deductions and credits. This proactive approach helps clients retain more of their hard-earned money while maintaining compliance with evolving tax regulations.
Estate Planning
Our estate planning service ensures clients' wishes are honored while minimizing transfer taxes. We coordinate with legal professionals to implement wills, trusts, and beneficiary designations that protect assets and facilitate smooth wealth transfer. This service addresses legacy goals while providing peace of mind through comprehensive succession planning.
Investment Management
Our investment management service creates diversified portfolios aligned with clients' risk tolerance and financial objectives. We employ evidence-based strategies while continuously monitoring market conditions to optimize returns. This service includes regular portfolio rebalancing and performance reviews to ensure investments remain aligned with evolving financial goals and market dynamics.
People
Peter A. Diulus
Wealth Advisor
Peter Diulus is a nationally recognized financial educator and author with an MBA and multiple professional designations. He specializes in helping high-net-worth individuals create customized wealth management strategies. With extensive media experience, he focuses on helping clients preserve and transfer wealth through his Dream Achiever Process.
Dennis R. Spangler
Certified Financial Planner
Dennis Spangler has over 30 years of financial planning experience, specializing in retirement strategies for educators and public servants. He holds the CFP designation and focuses on holistic financial planning that addresses clients' unique circumstances across different life stages.
Ryan M. Franks
Certified Financial Planner
Ryan Franks co-founded DSF Wealth Management with over 20 years of experience in financial services. He specializes in working with retirees and business owners, emphasizing personalized communication and comprehensive financial strategies that include tax, retirement, and estate planning.
Kyle J. Kyper
Certified Financial Planner
Kyle Kyper is a co-owner and managing partner with CFP certification and an MBA. He focuses on financial planning services for clients nationwide while leading team development initiatives. Recognized in Cetera's Circle of Excellence, he also founded the 4:12 Foundation to support families in need.
Neil D. Crowell
Chief Investment Officer
Neil Crowell leads investment strategy development and serves as Director of Advanced Planning. With CPA and MBA credentials, he specializes in complex financial scenarios and has grown DSF into a leading independent advisory firm under the Cetera network.
Questions
What financial planning services do you offer?
We offer comprehensive financial planning covering retirement strategies, tax optimization, estate planning, investment management, and risk management tailored to individual client needs.
How are you different from other financial advisors?
We use our proprietary Dream Achiever Process and maintain fiduciary responsibility, focusing on personalized strategies while providing transparent communication about all recommendations and fee structures.
Do you work with clients outside Pennsylvania?
Yes, we serve clients nationwide through virtual consultations and personalized financial planning solutions that adapt to different state regulations.
How do you help with retirement planning?
We develop customized retirement income strategies considering Social Security optimization, pension options, tax implications, and longevity risks to ensure financial security throughout retirement.
What investment approach do you use?
We employ evidence-based investment strategies with diversified portfolios aligned to risk tolerance, including regular rebalancing and performance monitoring to optimize returns.
How can I get started with financial planning?
Contact us to schedule a complimentary consultation where we'll discuss your financial goals and develop a personalized plan tailored to your unique circumstances.
Reviews (5)
Chris Harris
Dec 14, 2021
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Positive:Professionalism,Responsiveness
Ryan Franks and the whole DSF team are fantastic to work with. My wife and I are both CPAs but don't enjoy the "sport" of investing. DSF handles that sport, and so much more, for us at a super high level. With Ryan's guidance, we are right on track with our retirement objectives - golf and dine out as much as we like!
Ryan Franks and the whole DSF team are fantastic to work with. My wife and I are both CPAs but don't enjoy the "sport" of investing. DSF handles that sport, and so much more, for us at a super high level. With Ryan's guidance, we are right on track with our retirement objectives - golf and dine out as much as we like!
Rick Steiner
Dec 13, 2021
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I highly recommend DFS Wealth Management. The entire team is thoughtful, professional and responsive. They offer sophisticated guidance and solutions that have set us up for success. But they deliver personalized recommendations that make us feel like we are their only clients. Their combination of solutions and service is unmatched.
Jordan D.
Jul 31, 2021
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Kyle has a deep level of knowledge in all aspects of planning, management, and individual needs. Highly recommend him and the rest of the team for anyone seeking a personalized, professional, and values-driven firm.
Justin Gasbarre
Nov 11, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Kyle and the team at DFS are great to work with. They are professional, responsive, customer focused and most importantly produce results. We'd highly recommend them to anyone seeking a financial services partner.
Kyle and the team at DFS are great to work with. They are professional, responsive, customer focused and most importantly produce results. We'd highly recommend them to anyone seeking a financial services partner.
Carrie Royer
Aug 15, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
DSF has provided everything I have ever looked for in regards to financial planning. I have a peace of mind knowing they will do what is best for planning for my future. Their services leave you lacking in no area and I would recommend them to any and everyone.
DSF has provided everything I have ever looked for in regards to financial planning. I have a peace of mind knowing they will do what is best for planning for my future. Their services leave you lacking in no area and I would recommend them to any and everyone.
