Business Details
Your Trusted Financial Partner in Redmond, WA
Sherwood Investments is dedicated to helping individuals simplify their financial lives and prepare for retirement through personalized, fee-only financial planning and investment management. Founded by Eric J. Linger, a Registered Investment Advisor with over 30 years of experience in financial planning and analytical roles at AT&T and Edward Jones, the firm prioritizes fiduciary responsibility, ensuring all recommendations align with clients' best interests. Our approach combines a six-step process to identify client objectives, develop tailored strategies, select quality investments, and continuously monitor portfolios while maintaining open communication. We specialize in retirement planning, estate planning, Social Security optimization, and pension buyout analysis, serving clients across multiple states.Our fee structure is transparent and performance-based, meaning our success is tied directly to our clients' financial growth. With a commitment to ongoing education and professional excellence, we provide unbiased advice, avoiding commissions and conflicts of interest. Our team leverages extensive technical and financial expertise to build diversified, low-cost portfolios that consistently exceed client expectations. We maintain active membership in the National Association of Personal Financial Advisors (NAPFA), adhering to rigorous standards of experience and ethical practice. Our services are designed for individuals seeking financial security through disciplined, evidence-based investment strategies tailored to their unique goals.
Services
Retirement Planning
Investment Management
Estate Planning
Social Security Planning
Pension Buyouts
Financial Strategies
Highlights and features
- We are fee-only fiduciaries who only earn when our clients succeed
- Our six-step process ensures personalized financial strategies for every client
- Principal Eric Linger holds advanced engineering and business degrees with 30+ years industry experience
- We provide 24/7 client communication with same-day call response guarantee
- Our investment approach combines low-cost diversification with rigorous performance monitoring
Associations and certifications
- Registered Investment Advisor (RIA)
- National Association of Personal Financial Advisors (NAPFA)
Services
Retirement Planning
Our retirement planning service helps clients achieve financial security through comprehensive strategies tailored to individual goals. We analyze current financial situations, develop personalized plans, and implement investment portfolios designed for long-term growth. With expertise in Social Security optimization and pension buyout analysis, we ensure clients maintain financial independence throughout retirement years while minimizing tax liabilities.
Investment Management
Our investment management service focuses on building diversified, low-cost portfolios that consistently outperform market averages. We analyze thousands of investment options to select quality assets aligned with client risk tolerance and objectives. Portfolios receive continuous monitoring and adjustments based on market conditions and personal circumstances, with transparent reporting and no transaction commissions.
Estate Planning
Estate planning services coordinate with attorneys and CPAs to ensure proper wealth transfer while minimizing tax implications. We help clients organize financial assets, establish trusts, and create contingency plans that reflect personal wishes. Our approach considers evolving legal landscapes and family dynamics to protect client legacies for future generations.
Social Security Planning
Social Security planning maximizes retirement benefits through strategic claiming strategies. We analyze individual circumstances to determine optimal claiming ages and coordinate benefits with other income sources. Our approach considers spousal benefits, tax implications, and longevity projections to ensure clients receive maximum lifetime value from their Social Security entitlements.
Pension Buyouts
Pension buyout analysis evaluates employer-offered retirement options against alternative investment strategies. We conduct comprehensive comparisons of guaranteed income streams versus lump sum potential, considering market conditions, life expectancy, and risk tolerance to recommend solutions that best align with long-term financial security goals.
People
Eric J. Linger
Principal Financial Advisor
Eric J. Linger, a Registered Investment Advisor, brings 30+ years of financial industry experience from AT&T and Edward Jones. He holds engineering degrees from Penn State and NYU, plus an MBA from Monmouth University. A NAPFA member, he provides fiduciary financial planning services nationwide.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment management, estate planning, Social Security optimization, and pension buyout analysis for clients nationwide.
Are you a fiduciary financial advisor?
Yes, we are registered investment advisors who act as fiduciaries, legally obligated to act in our clients' best interests at all times.
How does your investment process work?
Our six-step process identifies your objectives, develops personalized strategies, selects quality investments, and continuously monitors portfolios with regular client communication.
Do you work with clients outside Washington state?
Yes, we serve clients in over a dozen states, providing remote financial planning and investment management services through secure digital platforms.
How are your advisory fees structured?
We use a transparent, performance-based fee structure where our compensation grows only when client portfolios increase in value, aligning our interests.
