Bankruptcy laws are put into place to help people who have accumulated too much debt and can no longer pay their creditors. When you are in financial distress, you need a knowledgeable bankruptcy attorney who will take the time to explore. San Diego bankruptcy attorney Jeffrey D. Larkin has over 17 years of experience practicing bankruptcy law and consumer debt relief.
From 2002 to 2009, Mr. Larkin gained invaluable experience working at two of the largest bankruptcy law firms in San Diego County. In 2008, Mr. Larkin was one of the top five bankruptcy filers in the United States Bankruptcy Court for the Southern District of California, and among the top 500 bankruptcy attorneys in the United States for Chapter 7 and Chapter 13 filings.
From 2002 to 2009, Mr. Larkin gained invaluable experience working at two of the largest bankruptcy law firms in San Diego County. In 2008, Mr. Larkin was one of the top five bankruptcy filers in the United States Bankruptcy Court for the Southern District of California, and among the top 500 bankruptcy attorneys in the United States for Chapter 7 and Chapter 13 filings.
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Bankruptcy
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Bankruptcy laws are put into place to help people who have accumulated too much debt and can no longer pay their creditors. These laws allow people who are in debt the opportunity to start over through various bankruptcy options and alternatives. In California, most bankruptcy cases are filed under these two main chapters of the Bankruptcy Code - Chapter 7, and Chapter 13.
Chapter 13 Bankruptcy
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Chapter 13 bankruptcy in California, also known as a reorganization or "wage earner plan", is filed under Chapter 13 of the United States Bankruptcy Code. Individuals generally file bankruptcy under Chapter 13 for various reasons in comparison with a Chapter 7 bankruptcy. A knowledgeable San Diego chapter 13 bankruptcy attorney can inform you on the benefits and disadvantages of filing for Chapter 13 bankruptcy.
Chapter 7 Bankruptcy
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Chapter 7 is a liquidation bankruptcy where a court appointed trustee takes control of any assets you own at the time you file for bankruptcy protection. The trustee's job is to make sure you comply with all bankruptcy rules and regulations, and to liquidate (sell off) any assets beyond available exemptions to pay off creditor claims.
Glossary of Common Bankruptcy Terms
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It's important to educate yourself about bankruptcy and the bankruptcy process. Our glossary of common bankruptcy terms was designed to help inform and familiarize others with some of the most commonly used terms you might hear during the course of a bankruptcy filing - or if you're just curious! We hope you find the following definitions helpful: (if we missed any terms that you are curious about let us know!)
Myths About Bankruptcy’s Effect on Credit
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There are many myths surrounding how bankruptcy's effect on credit will be. Most individuals are highly concerned about the affect bankruptcy will have on their credit after they file for bankruptcy protection. At the Larkin Law Firm, our first priority is to eliminate your debts so you can begin rebuilding your financial life.
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