Business Details
Trusted Insurance Solutions for Businesses and Individuals Nationwide
Houchens Insurance Group is a leading independent insurance agency formed through the strategic merger of five legacy agencies since the 1990s. We are 100% employee-owned and licensed in all 50 states, serving clients nationwide with tailored insurance solutions. Our mission is to protect clients' interests while enriching communities through superior partnerships and risk management expertise. With over $1 billion in written premiums and 370 employee-owners, we combine national resources with a local touch. Recognized as a top 50 agency in the U.S., we maintain a 99% client retention rate by prioritizing transparency, ethical standards, and personalized service.Our team of licensed advisors represents top carriers like Safeco and Liberty Mutual, offering comprehensive coverage for businesses, individuals, and public entities. We are committed to innovation, demonstrated through interactive risk management tools and a client-centric approach that has earned us multiple industry awards. Our values emphasize service to clients, co-owners, and communities, ensuring a balanced focus on stakeholder needs. With 10+ offices and decades of collective experience, we deliver customized insurance strategies designed to protect what matters most to our clients.
Services
Business Insurance
Employee Benefits
Personal Insurance
Cyber Liability
Workers Compensation
Highlights and features
- We are 100% employee-owned with $1B+ in written premiums.
- We operate in all 50 states with 10+ local offices.
- We maintain a 99% client retention rate year after year.
- We are consistently ranked among the top 50 agencies nationally.
- We partner with leading carriers like Safeco and Liberty Mutual.
Services
Business Insurance
Business Insurance protects companies from financial losses due to property damage, liability claims, or operational disruptions. Our policies cover premises, equipment, and legal liabilities, ensuring business continuity. Clients benefit from customized solutions tailored to industry-specific risks, including cyber liability and workers' compensation.
Employee Benefits
Employee Benefits packages help businesses attract and retain talent through health, dental, vision, and disability insurance. We design cost-effective plans that meet regulatory requirements while supporting employee well-being. Our solutions adapt to company size and industry needs, ensuring compliance and competitive advantage.
Personal Insurance
Personal Insurance safeguards individuals' assets and lifestyles through home, auto, and life insurance policies. We offer umbrella coverage and Medicare supplements for comprehensive protection. Policies are customized to life stages, ensuring clients maintain financial security against unexpected events.
Cyber Liability
Cyber Liability Insurance mitigates risks from data breaches and cyberattacks, covering legal fees, notification costs, and reputational damage. Our policies address evolving digital threats for businesses of all sizes. Clients receive proactive risk management resources to prevent incidents and ensure regulatory compliance.
Workers Compensation
Workers Compensation provides wage replacement and medical benefits for employees with work-related injuries or illnesses. We ensure compliance with state laws while minimizing employer liability. Our programs include safety training and claims management to reduce workplace risks and insurance costs.
Questions
What types of insurance does Houchens Insurance Group offer?
We provide business insurance, employee benefits, personal insurance, and industry-specific coverage like cyber liability and workers' compensation.
Why choose an independent agency like Houchens?
As an independent agency, we offer multiple carrier options, personalized service, and tailored solutions without being tied to a single provider.
Are you licensed in all U.S. states?
Yes, we are licensed to serve clients in all 50 states through our 10+ regional offices.
What makes Houchens different from other agencies?
We are 100% employee-owned, consistently ranked among the top 50 agencies nationally, and maintain a 99% client retention rate through exceptional service.
Do you offer online policy management tools?
Yes, our Service Center allows clients to report claims, make payments, and manage policies digitally for convenience.
Reviews (1)
Elizabeth Browning
Dec 20, 2020
Report
Philip Schardein is very knowledgeable about all homeowners insurance . I trust him completely. I also have my health supplemental insurance from Chappel
Watt., always there if I need her. Thanks VanMeter you having two of the best .
Watt., always there if I need her. Thanks VanMeter you having two of the best .
