Business Details
50+ Years
experience
Trusted Retirement Plan Consulting Since 1961
R. P. Mills Associates has been a trusted leader in retirement plan consulting and administration since 1961. Our firm specializes in delivering personalized, compliant Third Party Administration (TPA) services tailored to businesses of all sizes, from startups to large corporations. Headquartered in Schnecksville, Pennsylvania, we focus on designing retirement plans that align with client goals while meeting IRS and Department of Labor requirements.With over six decades of experience, we pride ourselves on objective advice, technical expertise, and a commitment to empowering employers and employees to achieve financial security in retirement. Our team of seasoned professionals works directly with accountants, payroll providers, and legal advisors to manage every aspect of plan administration, ensuring transparency and regulatory compliance.
Services
Plan Design
Plan Installation
Plan Administration
Plan Review
Plan Termination
Defined Contribution Plans
Defined Benefit Plans
Hybrid Plans
Employee Stock Ownership Plans
Investment Coordination
Details
- Year established: 1961
Highlights and features
- Over 60 years of experience in retirement plan consulting
- 100% focused on Third Party Administration with no investment bias
- Customized plan design tailored to business-specific needs
- Trusted by employers for personalized, responsive service
- Handle complex administration to ensure compliance and ease for clients
Associations and certifications
- Qualified Pension Administrator (QPA)
Services
Plan Design
We collaborate with businesses to create tailored retirement plans that align with organizational goals and employee needs. Our experts analyze company structure, workforce demographics, and financial objectives to develop compliant, cost-effective solutions. Services include statistical analysis, employee meetings, and preparation of plan documents to ensure long-term viability.
Plan Administration
Our comprehensive administration services cover compliance testing, IRS filings, participant statements, and annual evaluations. We handle complex calculations for contributions, vesting, and distributions while ensuring adherence to IRS and Department of Labor regulations. This includes preparing Form 5500 filings, managing loan agreements, and conducting nondiscrimination testing.
Defined Contribution Plans
We specialize in designing and managing 401(k), profit-sharing, and money purchase plans that offer flexibility for employers and growth opportunities for employees. Services include deferral elections, matching contributions, and compliance with annual limits. Our team ensures proper allocation of forfeitures and preparation of participant statements.
Defined Benefit Plans
We administer traditional pension plans that guarantee retirement income based on salary and service years. Our services include actuarial calculations, funding policy development, and compliance with IRS requirements. We manage final average pay plans, flat benefit plans, and cash balance plans to ensure financial security for participants.
Plan Termination
We guide clients through the complex process of terminating retirement plans, including IRS submissions, final benefit calculations, and distribution processing. Our team prepares necessary documentation, files Form 5310, and ensures compliance with tax and regulatory requirements during the dissolution phase.
People
Barry Andruscavage
President
Barry Andruscavage, a Qualified Pension Administrator, has over 40 years of experience in retirement plan administration. He joined R. P. Mills in 1983 and became sole owner in 2017, leading the firm with technical expertise and a commitment to client service.
Karen Leiby
Pension Consultant
Karen Leiby specializes in retirement plan administration, managing 401(k) and profit-sharing plans. With decades of experience, she develops custom worksheets, prepares reports, and trains staff to maintain accurate compliance procedures.
Mark Mindock
Pension Consultant
Mark Mindock brings extensive pension consulting experience, managing IRS filings and investment portfolios. He rejoined R. P. Mills in 2004 after working with other firms, focusing on detailed plan administration and compliance.
Samantha Williamson
Investment Coordinator
Samantha Williamson ensures financial report accuracy by reconciling data with institutions. Her role maintains compliance through precise collation and verification of investment records for retirement plans.
Melissa Barbosa
Distribution Coordinator
Melissa Barbosa manages retirement distributions, guiding participants through documentation and compliance requirements. She serves as a key contact for distribution inquiries and ensures regulatory adherence.
Questions
What retirement plan services do you offer?
We provide full-service support including plan design, installation, administration, compliance testing, IRS filings, participant communications, and termination guidance for various retirement plan types.
What types of retirement plans do you support?
We administer defined contribution plans (401(k), profit-sharing), defined benefit plans (traditional pensions), hybrid plans, ESOPs, and cash balance plans tailored to business needs.
How do you ensure compliance with regulations?
Our team conducts annual testing, prepares IRS Form 5500 filings, manages nondiscrimination requirements, and stays updated on regulatory changes to maintain full compliance for clients.
Can you help small businesses establish retirement plans?
Yes, we specialize in creating cost-effective, compliant retirement solutions for businesses of all sizes, including startups and family-owned companies.
How are investment decisions handled?
We act as independent consultants, allowing trustees to choose investment managers. We account for all transactions but do not direct investments, ensuring impartial recommendations.
Reviews (1)
Stephanie Schrader
Jan 05, 2021
Report
Third party administrator to manage your retirement needs! If you need to reach Quality stone please call the number on the sign.
Masks are required inside the building.
Masks are required inside the building.
